955 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 955 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 920 sqft · built 1894
Lot Size	0.112 acres (4,880 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Sep 2023)
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-21-0124`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-21-0124`
Alternative APNs	`8232244` `265095`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	770 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	265095
Street Address	955 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTVILLE HEIGHTS LOT 20 BLK 3
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	EASTVILLE HEIGHTS
Legal Block	3
Legal Lot Number	20
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2001
Census Tract	31100

Owner

955 Rose Ave E is owned and occupied by an individual who bought it in September 2023.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	955 ROSE AVE E, SAINT PAUL, MN 55106-2626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Apr 7, 2020	Warranty Deed, Transfer · Line of Credit AMERICAN NAT'L BK/MN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Apr 7, 2020 · Amount on File
Deed Document Number	20235002031
Prior Transfer Date	Jul 10, 2023
Prior Transfer Doc	0A05002031
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 18, 2023
Property Address	955 ROSE AVE E, SAINT PAUL, MN 55106-2626
Document Number	0A05002031
Instrument Date	Jul 10, 2023
Instrument	A05002031
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$613.80
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 ROSE AVE E, SAINT PAUL, MN 55106-2626

Mortgage

Document Number	0A05002032
Date	Sep 18, 2023
Instrument	A05002032

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 7, 2020
Property Address	955 ROSE AVE E, SAINT PAUL, MN 55106-2626
Document Number	0004805556
Instrument Date	Mar 25, 2020
Instrument	4805556
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$78.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ACKER ST E ST PAUL MN 551175504, ST PAUL, MN 55117-5504

Mortgage

Document Number	4805557
Date	Apr 7, 2020
Instrument	4805557

Lender

Name	AMERICAN NAT'L BK/MN
Type	Bank
Address	NISSWA, MN 56468

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 6, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 955 Rose Ave E was $2,678.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,400 (+6.76%) Land $25,000 Building $142,400	$167,400 (+6.76%) Land $25,000 Building $142,400
2025	$2,678.00	$156,800 Land $25,000 Building $131,800	$156,800 Land $25,000 Building $131,800
2023	$3,600.00	$161,900 Land $20,000 Building $141,900	$161,900 Land $20,000 Building $141,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 955 Rose Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 955 Rose Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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