Harford County property record for 955 Pirates Ct, Edgewood, MD 21040
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,280 sqft · built 2003 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,500 (Jul 2023) |
| Tax Bill | $2,501 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Mar 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-196928 |
| Primary APN | 01-196928 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Total Area |
| Basement Area | 625 sqft |
| Finished Basement | 625 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 196928 |
|---|---|
| Street Address | 955 PIRATES CT |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-1339 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LOT 176 .04 AC 955 PIRATES COURT WEST SHORE P5 PT 73/64 |
| Legal Subdivision | WEST SHORE PLAT 1 |
| Legal Lot Number | 176 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 301707 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 955 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage HAR CO CU |
| Mar 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 21, 2021 | Special Warranty Deed, Transfer REALTECH TITLE LLC |
| Apr 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Feb 22, 2019 | Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Jun 26, 2018 | Quit Claim Deed, Transfer OTHER |
| Feb 8, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on Record |
| Deed Sale | Jul 25, 2023 · Amount on Record |
| Prior Sale | Oct 21, 2021 · Amount on Record |
| Deed Book / Page | 15979 / 181 |
| Prior Transfer Date | Jun 18, 2018 |
| Prior Transfer Doc | 0128790442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 25, 2023 |
| Property Address | 955 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0159790181 |
| Book / Page | 15979 / 181 |
| Map Reference | MB 73 FO 64 |
| Instrument Date | Mar 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | REALTECH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $626.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 955 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0159790189 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 15979-0189 |
| Name | HAR CO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 1, 2053 |
| Document Number | 0159790213 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | 15979/213 |
| Name | HAR CO CU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 955 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0145750154 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 14575/154 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jun 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 21, 2021 |
| Property Address | 955 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0151190313 |
| Book / Page | 15119 / 313 |
| Map Reference | MB 73 FO 64 |
| Instrument Date | Sep 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | REALTECH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 955 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0138600244 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 955 PIRATES CT EDGEWOOD MD 210401339, EDGEWOOD, MD 21040-1339 |
| Document Number | 0138600244 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 013860/000244 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 22, 2019 |
| Property Address | 955 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0131630198 |
| Book / Page | 13163 / 0198 |
| Map Reference | MB 73 FO 64 |
| Instrument Date | Feb 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 955 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0013163202 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 13163/202 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 26, 2018 |
| Property Address | 955 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0128790442 |
| Book / Page | 012879 / 000442 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.53 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 8, 2018 |
| Property Address | 955 PIRATES CT, EDGEWOOD, MD 21040-1339 |
| Document Number | 0127020339 |
| Book / Page | 012702 / 000339 |
| Instrument Date | May 18, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.53 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7800 HARKINS RD LANHAM SEABROOK MD 207061333, LANHAM SEABROOK, MD 20706-1333 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,501.00 (+23.75%) | $229,500 (+40.37%) Land $40,000 Building $189,500 | $229,500 (+40.37%) Land $40,000 Building $189,500 |
| 2025 | $2,021.00 (+16.82%) | ||
| 2023 | $163,500 (+2.98%) Land $40,000 Building $123,500 | $163,500 (-) Land $40,000 Building $123,500 | |
| 2022 | $1,730.00 (-1.42%) | $158,767 | $163,500 Land $40,000 Building $123,500 |
| 2021 | $1,755.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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