955 NC 69, Hayesville, NC 28904 Property Records

Clay County property record for 955 NC 69, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	1 ba · 4,350 sqft · built 1980
Lot Size	1.19 acres (51,836 sqft)
Owner	Company Name on File
Last Sale	$121,633 (Jan 2016)
Tax Bill	$2,213 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`545900597891`

Property Details

APN / Parcel Number

Primary APN	`545900597891`
Alternative APN	`615875000`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Building Area	4,350 sqft Heated Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	51,836 sqft (1.19 acres)

Location & Zoning

Account Number	615875000
Street Address	955 NC 69
City	HAYESVILLE
State	NC
Zip	28904-7011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HWY 69 COMMERCIAL
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2009
Census Tract	950201

Owner

955 NC 69 is owned by a company that bought it in January 2016.

Source: Clay County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1353, HAYESVILLE, NC 28904-1353
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage NANTAHALA BANK & TRUST COMPANY
Oct 12, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2016 · Amount on File
Deed Sale	Jan 29, 2016 · Amount on File
Deed Document Number	2016179
Deed Book / Page	399 / 234
Prior Transfer Date	Dec 20, 2015
Prior Transfer Doc	000399/234
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	955 NC 69, HAYESVILLE, NC 28904-7011
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00C15/0017
Date	Dec 6, 2019
Book Page	C15/0017
Instrument	2019002919

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 6, 2039

Interest

Rate Type	Adjustable Rate

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Oct 12, 2017
Property Address	955 NC 69, HAYESVILLE, NC 28904-7011
Document Number	000414/137
Book / Page	414 / 137
Map Reference	CAB 5 SL 877
Instrument Date	Oct 10, 2017
Instrument	2017002176
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1353, HAYESVILLE, NC 28904-1353

Tax Assessment & Valuation

The 2026 property tax bill for 955 NC 69 was $2,213, down 4.6% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,213.00 (-4.61%)	$714,000 (+44.59%) Land $419,000 Building $295,000	$714,000 (+44.59%) Land $419,000 Building $295,000
2025	$2,320.00	$493,800 Land $209,500 Building $284,300	$493,800 Land $209,500 Building $284,300
2023	$2,271.00	$493,800 Land $209,500 Building $284,300	$493,800 Land $209,500 Building $284,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 955 NC 69 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 955 NC 69 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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