955 N Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 955 N Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,590 sqft · built 1936
Lot Size	0.765 acres (33,323 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jan 2025)
Tax Bill	$9,657 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-097-0013-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-097-0013-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,590 sqft Living Area
1st Floor Area	1,438 sqft
Basement Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	33,323 sqft (0.765 acres)
Lot Dimensions	303 ft deep x 110 ft wide
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	955 N RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-4267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	S110' OF THE N 210' OF LOT 7 ASSESSORS RIVERSIDE AVENUE ACCORDING TO THE PLAT RECORDED IN LIBER 50 PG 35 ST CLAIR COUNTY
Legal Subdivision	ASSESSORS
Legal Lot Number	7
Legal Unit	7
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7002
Census Tract	642000

Owner

955 N Riverside Ave is owned and occupied by an individual who bought it in January 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	955 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Jan 15, 2025	Warranty Deed, Transfer
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2025 · Amount on File
Deed Sale	Jan 15, 2025 · Amount on File
Prior Sale	Sep 11, 2013 · Amount on File
Deed Document Number	2025631
Deed Book / Page	5780 / 515
Prior Transfer Date	Sep 21, 2011
Prior Transfer Doc	004197/187
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	955 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 N RIVERSIDE AVE Q, Q, SAINT CLAIR, MI 48079-4267

Mortgage

Document Number	0005312691
Date	Feb 3, 2021
Book Page	5312/691
Instrument	2021003173

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2031

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 15, 2025
Property Address	955 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Document Number	0005780515
Book / Page	5780 / 515
Map Reference	LB 50 PG 35
Instrument Date	Nov 30, 2024
Instrument	2025000631
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	955 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5180 N RIVER RD, CLYDE, MI 48049-4565

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	955 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Document Number	0052040018
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	955 N RIVERSIDE AVE ST CLAIR MI 480794267, ST CLAIR, MI 48079-4267

Mortgage

Document Number	0052040018
Date	Jun 24, 2020
Book Page	005204/000018

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 23, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 955 N Riverside Ave was $9,657 with a homeowner's exemption, up 2.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,200 (+8.93%)	$534,400
2025	$9,657.00 (+2.21%) Homeowner's exemption	$245,300
2024	$9,448.00		$490,600
2023		$203,700
2022	$6,013.00		$407,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 955 N Riverside Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 955 N Riverside Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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