955 N 5th St, Central Point, OR 97502 Property Records

Jackson County property record for 955 N 5th St, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,762 sqft · built 1973
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,293 (2025)
Deeds & Mortgages	May 2022 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`372W03AD5300`

Property Details

APN / Parcel Number

Primary APN	`372W03AD5300`
Alternative APNs	`372W03AD05300` `10137545`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,762 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1978
Exterior Material	Concrete
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	144 sqft
Patio Area	414 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	955 N 5TH ST
City	CENTRAL POINT
State	OR
Zip	97502-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Range	02W
Legal Township	37S
Legal Section	03
Legal Quarter	1
Legal Subdivision	MAZAMA VILLAGE
Legal Block	4
Legal Lot Number	16
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	4
Census Block	4019
Census Tract	1002

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	955 N 5TH ST, CENTRAL POINT, OR 97502-1822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 9, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 28, 2019	Deed of Trust, Mortgage · Line of Credit ROGUE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 3, 2016
Transfer Doc	0000013409
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	955 N 5TH ST, CENTRAL POINT, OR 97502-1822
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 N 5TH ST, CENTRAL POINT, OR 97502-1822

Mortgage

Document Number	0000015366
Date	May 10, 2022
Instrument	2022-015366

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	955 N 5TH ST, CENTRAL POINT, OR 97502-1822
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 N 5TH ST, CENTRAL POINT, OR 97502-1822

Mortgage

Document Number	0000004971
Date	Feb 11, 2022
Instrument	2022-004971

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	955 N 5TH ST, CENTRAL POINT, OR 97502-1822
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 N 5TH ST, CENTRAL POINT, OR 97502-1822

Mortgage

Document Number	0000046670
Date	Nov 9, 2021
Instrument	2021-046670

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Oct 1, 2045

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	955 N 5TH ST, CENTRAL POINT, OR 97502-1822
Document Number	0000002854
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	955 N 5TH ST CENTRAL POINT OR 975021822, CENTRAL POINT, OR 97502-1822

Mortgage

Document Number	0000002854
Date	Feb 1, 2019
Instrument	2854

Lender

Name	ROGUE CU
Address	MEDFORD, OR 97501-0278

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 31, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,990 (+3%)	$348,430 (-3.26%) Land $136,080 Building $212,350
2025	$3,293.00 (+2.52%)	$193,200 (+3%) Land $63,560 Building $129,640	$360,180 (+7.99%) Land $135,000 Building $225,180
2024	$3,212.00 (+3.35%)	$187,580 (+3%) Land $61,710 Building $125,870	$333,530 (+16.01%) Land $131,000 Building $202,530
2023	$3,108.00 (+2.37%)	$182,120 (+3%) Land $59,920 Building $122,200	$287,510 (-20.26%) Land $141,350 Building $146,160
2022	$3,036.00	$176,820 Land $58,180 Building $118,640	$360,580 Land $117,810 Building $242,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications.

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