955 Mountain St, Aurora, IL 60505 Property Records

Kane County property record for 955 Mountain St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1904
Lot Size	0.43 acres (18,730 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Oct 2018)
Tax Bill	$3,850 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2018 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-14-376-039`

Property Details

APN / Parcel Number

Primary APN	`15-14-376-039`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	2,024 sqft
1st Floor Area	880 sqft
Basement Area	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Frame
Lot Area	18,730 sqft (0.43 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	955 MOUNTAIN ST
City	AURORA
State	IL
Zip	60505-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPS SUB LOT 1 RANGE CODE: 001
Legal Subdivision	COPPS SUB
Legal Block	1
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1003
Census Tract	853300

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	955 MOUNTAIN ST, AURORA, IL 60505-2331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Oct 26, 2018	Warranty Deed, Transfer · Stand-Alone Second Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Sep 6, 2005 · Amount on Record
Deed Document Number	201852553
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	955 MOUNTAIN ST, AURORA, IL 60505-2331
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 MOUNTAIN ST, AURORA, IL 60505-2331

Mortgage

Document Number	0000003634
Date	Jan 27, 2026
Instrument	2026K003634

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 26, 2018
Property Address	955 MOUNTAIN ST, AURORA, IL 60505-2331
Document Number	0000052553
Instrument Date	Oct 12, 2018
Instrument	2018K052553
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	995 PRAIRIE AVE, 995, NAPERVILLE, IL 60540-6820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1440 VILMAN RD, PLANO, IL 60545-9515

Mortgage

Document Number	0000052555
Date	Oct 26, 2018
Instrument	2018K052555

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000052554
Date	Oct 26, 2018
Instrument	2018K052554

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,850.00 (+17.85%) Homeowner's exemption	$66,954 (+11.38%) Land $20,389 Building $46,565	$200,942 (+11.38%) Land $61,191 Building $139,751
2024		$60,111 (+22.67%) Land $18,639 Building $41,472	$180,405 (+22.71%) Land $55,939 Building $124,466
2022	$3,267.00 (+2.16%) Homeowner's exemption	$49,004 (+7.41%) Land $15,195 Building $33,809	$147,012 (+7.41%) Land $45,585 Building $101,427
2021	$3,198.00 Homeowner's exemption	$45,624 Land $14,147 Building $31,477	$136,872 Land $42,441 Building $94,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Oct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Watch TV.

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