955 Mill St, Okanogan, WA 98840 Property Records

Okanogan County property record for 955 Mill St, Okanogan, WA 98840

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 2007
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (May 2012)
Tax Bill	$535 (2026)
Deeds & Mortgages	Oct 2010 Mortgage Nov 2018 Line of Credit + 7 more
APN	`1220280004`

Property Details

APN / Parcel Number

Primary APN	`1220280004`
Alternative APN	`838948`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Wood Porch
Deck Area	Deck Area
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	955 MILL ST
City	OKANOGAN
State	WA
Zip	98840-9670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX 4 LOT E MURRAYS 1ST ADD OKAN
Legal Range	26
Legal Township	33
Legal Section	17
Legal Subdivision	MURRAYS 1ST ADD OKAN
Legal Tract	E
Legal Lot Number	E
Jurisdiction	OKANOGAN WA
Township / Civil Division	OKANOGAN
Census Block Group	2
Census Block	2027
Census Tract	970700

Owner

955 Mill St is owned and occupied by an individual who acquired it in July 2019.

Source: Okanogan County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	955 MILL ST, OKANOGAN, WA 98840-9670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 29, 2018	Deed of Trust, Mortgage · Line of Credit COULEE DAM FCU
Mar 5, 2007	Deed of Trust, Mortgage · Construction Mortgage WELLS FARGO BANK NA
Jul 17, 2019	Affidavit, Transfer
Jul 17, 2019	Affidavit, Transfer
Nov 29, 2018	Deed of Trust, Mortgage · Line of Credit COULEE DAM FCU
May 10, 2012	Warranty Deed, Transfer INLAND PROFESSIONAL TITLE
Jul 18, 2006	Warranty Deed, Transfer BAINES TITLE COMPANY, BAINES TITLE CO
Sep 26, 2005	Warranty Deed, Transfer BAINES TITLE COMPANY, BAINES TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2012 · Amount on File
Deed Sale	May 10, 2012 · Amount on File
Prior Sale	Jul 18, 2006 · Amount on File
Deed Document Number	20123172548
Last Transfer Date	Jul 17, 2019
Transfer Doc	3235462
Record Updated	Sep 20, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	OKANOGAN, WA 98840
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003158386
Date	Oct 6, 2010
Instrument	3158386

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2040

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	OKANOGAN, WA 98840
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003230454
Date	Nov 29, 2018
Instrument	3230454

Lender

Name	COULEE DAM FCU
Type	Credit Union
Address	COULEE DAM, WA 99116

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	OKANOGAN, WA 98840
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003115455
Date	Mar 5, 2007
Instrument	3115455

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50320

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2008

July 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	OKANOGAN WA
Recording Date	Jul 17, 2019
Property Address	955 MILL ST, OKANOGAN, WA 98840-9670
Document Number	3235462
Map Reference	VOL B PG 17
Instrument Date	Jul 17, 2019
Instrument	3235462
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	OKANOGAN WA
Recording Date	Jul 17, 2019
Property Address	OKANOGAN, WA 98840
Document Number	0003235462
Map Reference	VOL B PG 17
Instrument Date	Jul 17, 2019
Instrument	3235462
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	955 MILL ST, OKANOGAN, WA 98840-9670
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	BAINES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3230454
Date	Nov 29, 2018
Instrument	3230454

Lender

Name	COULEE DAM FCU
Type	Credit Union
Address	COULEE DAM, WA 99116

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	May 10, 2012
Property Address	OKANOGAN, WA 98840
Document Number	0003172548
Map Reference	MB B PG17
Instrument Date	May 7, 2012
Instrument	3172548
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	INLAND PROFESSIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$2,606.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Jul 18, 2006
Property Address	OKANOGAN, WA 98840
Document Number	0003105658
Map Reference	MB B PG17
Instrument Date	Jul 14, 2006
Instrument	3105658
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transaction

Amount	Amount on Record
Tax	$402.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 S MONTECITO DR, PUEBLO, CO 81007-2253

September 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Sep 26, 2005
Property Address	OKANOGAN, WA 98840
Document Number	0003094329
Map Reference	MB B PG17
Instrument Date	Sep 23, 2005
Instrument	3094329
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transaction

Amount	Amount on Record
Tax	$356.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 567, OKANOGAN, WA 98840-0567

Tax Assessment & Valuation

The 2026 property tax bill for 955 Mill St was $535.

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Okanogan County
Municipality	Okanogan City
Unified School District	Okanogan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$535.00	$353,100 (+9.29%) Land $22,700 Building $330,400	$353,100 (+9.29%) Land $22,700 Building $330,400
2025		$323,100 Land $22,700 Building $300,400	$323,100 Land $22,700 Building $300,400
2023	$905.00	$297,800 (+17.61%) Land $22,700 Building $275,100	$297,800 (+17.61%) Land $22,700 Building $275,100
2022		$253,200 Land $22,700 Building $230,500	$253,200 Land $22,700 Building $230,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 955 Mill St; there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 955 Mill St is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 61% of Washington
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OKANOGAN WATER DEPARTMENT serves 3,817 people · EPA ID WA5363200
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Okanogan County PUD.

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