955 Middle Rd, Oswego, NY 13126 Property Records

Oswego County and Scriba Town property record for 955 Middle Rd, Oswego, NY 13126

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,456 sqft · built 1994
Lot Size	18.9 acres (825,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Aug 2026)
Tax Bill	$5,111 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`355600 111.00-05-25.112`

Property Details

APN / Parcel Number

Primary APN	`355600 111.00-05-25.112`
Alternative APN	`560011100000050251120000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	825,026 sqft (18.9 acres)
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	955 MIDDLE RD
City	OSWEGO
State	NY
Zip	13126-6162
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NONE
Legal Description	LOT 601-061-000
Legal Subdivision	SCRIBAS PATENT
Legal Block	5
Legal Lot Number	25.112
Jurisdiction	OSWEGO NY
Township / Civil Division	SCRIBA
Census Block Group	2
Census Block	2049
Census Tract	21504

Owner

Source: Oswego County and Scriba Town records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 MORRIS ST, NORFOLK, NY 13667-4112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage EMPOWER FEDERAL CREDIT UNION
Sep 11, 2025	Warranty Deed, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS
Sep 12, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Sep 12, 2025 · Amount on Record
Deed Document Number	2026R-2026-007733
Prior Transfer Date	Apr 23, 2014
Prior Transfer Doc	0000003857
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 24, 2026
Property Address	955 MIDDLE RD, OSWEGO, NY 13126-6162
Document Number	0000007733
Instrument Date	Jul 31, 2026
Instrument	20267733
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO UPST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MORRIS ST, NORFOLK, NY 13667-4112

Mortgage

Date	Aug 24, 2026

Lender

Name	EMPOWER FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 11, 2025
Property Address	955 MIDDLE RD, OSWEGO, NY 13126-6162
Document Number	0000007906
Instrument Date	Sep 11, 2025
Instrument	R-2025-007906
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 DERBY RD, GREENWICH, NY 12834-2840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 DERBY RD, GREENWICH, NY 12834-2840

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 12, 2025
Property Address	955 MIDDLE RD, OSWEGO, NY 13126-6162
Document Number	0000007945
Instrument Date	Aug 25, 2025
Instrument	R-2025-007945
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 DERBY RD, GREENWICH, NY 12834-2840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 MIDDLE RD, OSWEGO, NY 13126-6162

Mortgage

Document Number	0000007946
Date	Sep 12, 2025
Instrument	R-2025-007946

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 28, 2022
Property Address	955 MIDDLE RD, OSWEGO, NY 13126-6162
Document Number	0000000575
Instrument Date	Sep 20, 2022
Instrument	R-2022-010575
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3370 STATE ROUTE 29, 3370, SALEM, NY 12865-3600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3592 STATE ROUTE 22, SALEM, NY 12865-3505

Tax Assessment & Valuation

Source: Oswego County and Scriba Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Scriba Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,111.00 (+41.97%) Disabled Person's exemption Veteran's exemption
2025	$3,600.00 (+0.95%)	$126,000 (-) Land $37,500 Building $88,500	$210,000 (+6.67%) Land $62,500 Building $147,500
2024	$3,566.00 Disabled Person's exemption Veteran's exemption	$126,000 (-) Land $37,500 Building $88,500	$196,875 (+6.25%) Land $58,594 Building $138,281
2023		$126,000 Land $37,500 Building $88,500	$185,294 Land $55,147 Building $130,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCRIBA WD (OSWEGO) serves 9,044 people · EPA ID NY3730037
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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