955 Main St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 955 Main St, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 2003
Lot Size	0.118 acres (5,119 sqft)
Owner	Individual Name on File
Last Sale	$217,500 (Dec 2016)
Tax Bill	$5,924 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`170957-0000`

Property Details

APN / Parcel Number

Primary APN	`170957-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	1,488 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,119 sqft (0.118 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	955 MAIN ST
City	ATLANTIC BEACH
State	FL
Zip	32233-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARG
Legal Description	18-34 17-2S-28E .11 ATLANTIC BEACH SEC H LOT 1 BLK 161
Legal Range	29E
Legal Township	02S
Legal Section	17
Legal Subdivision	ATLANTIC BEACH SEC H
Legal Block	161
Legal Lot Number	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1024
Census Tract	13902

Owner

955 Main St is owned by an individual who bought it in December 2016.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	646 SELVA LAKES CIR, ATLANTIC BEACH, FL 32233-4377
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2016 · Amount on File
Deed Sale	Dec 7, 2016 · Amount on File
Prior Sale	Mar 4, 2004 · Amount on File
Deed Document Number	2016278529
Deed Book / Page	17801 / 604
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	955 MAIN ST, ATLANTIC BEACH, FL 32233-2559
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 SELVA LAKES CIR, ATLANTIC BEACH, FL 32233-4377

Mortgage

Document Number	0216351552
Date	Sep 29, 2025
Book Page	21635/1552
Instrument	2025226654

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 955 Main St was $5,924, up 4.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,048 (-0.4%) Land $91,069 Building $251,979	$343,048 (-0.4%) Land $91,069 Building $251,979
2025	$5,924.00 (+4.83%)	$344,419 Land $97,900 Building $246,519	$344,419 Land $97,900 Building $246,519
2024	$5,651.00 (+7.17%)
2023	$5,273.00 (+17.44%)	$314,933 (+18.13%) Land $97,900 Building $217,033	$314,933 (+18.13%) Land $97,900 Building $217,033
2022	$4,490.00	$266,595 Land $89,000 Building $177,595	$266,595 Land $89,000 Building $177,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 955 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 138 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	138 in force
Nearby Flood Claims	53 (1993–2022)
Claims Outside the SFHA	44 of 53
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 955 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20