955 Joan Ter, Reading, PA 19611 Property Records

Berks County property record for 955 Joan Ter, Reading, PA 19611

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,288 sqft · built 1956
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Oct 2014)
Tax Bill$2,712 (2026)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN5306-38-26-3368

Property Details

APN / Parcel Number

Primary APN5306-38-26-3368
Alternative APNs
  • 18-5306-38-26-3368
  • 18435600
  • 435600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area19,602 sqft (0.45 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number18435600
Street Address955 JOAN TC
CityREADING
StatePA
Zip19611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block26
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1028
Census Tract2600

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address955 JOAN TER, READING, PA 19611-1503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2014 · Amount on Record
Deed SaleOct 9, 2014 · Amount on Record
Prior SaleDec 24, 1996
Deed Document Number201433453
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address955 JOAN TER, WEST READING, PA 19611-1503
Transaction TypeMortgage
Record UpdatedApr 30, 2026
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028366
DateJul 14, 2022
Instrument2022028366
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,712.00 (+6.6%) Homeowner's exemption$96,100 (-) Land $31,100 Building $65,000$31,100 (-67.64%) Land $31,100
2024$2,544.00$96,100 Land $31,100 Building $65,000
1994$96,100 Land $31,100 Building $65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1986 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Greenlight Networks, T-Mobile.

Nearby Properties on Joan Ter

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