Allegan County property record for 955 James St, Plainwell, MI 49080 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,588 sqft · built 1976 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $268,000 (Oct 2021) |
| Tax Bill | $4,597 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 08-420-026-01 |
| Primary APN | 08-420-026-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,588 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Basement Area | 1,580 sqft |
| Unfinished Basement | 1,580 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Foundation Type | No Foundation |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 955 JAMES ST |
|---|---|
| City | PLAINWELL |
| State | MI |
| Zip | 49080-1815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 26 & 27 RUMBLE'S OAK DALE SEC 29 T1N R11W (2019). SPLIT/COMBINED ON 02/13/2019 FROM 08-420-026-00; |
| Legal Range | 11W |
| Legal Township | 01N |
| Legal Section | 29 |
| Legal Subdivision | RUMBLES OAK DALE |
| Legal Lot Number | 26-27 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | GUN PLAIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 32100 |
Source: Allegan County records · APN 08-420-026-01
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 955 JAMES ST, PLAINWELL, MI 49080-1815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 06, 2021 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 06, 2021 · Amount on Record |
| Deed Sale | Oct 06, 2021 · Amount on Record |
| Deed Document Number | 202124204 |
| Deed Book / Page | 4680 / 268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 955 JAMES ST, PLAINWELL, MI 49080-1815 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004605/885 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 4605/885 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Oct 06, 2021 |
| Property Address | 955 JAMES ST, PLAINWELL, MI 49080-1815 |
| Document Number | 004680/268 |
| Book / Page | 4680 / 268 |
| Instrument Date | Sep 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,304.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 955 JAMES ST, 955, PLAINWELL, MI 49080-1815 |
| Name | Verified Name |
|---|---|
| Address | 830 NIAGRA PRESERVATION CIR APT 209, 209, KALAMAZOO, MI 49006-6127 |
| Document Number | 0004680271 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 4680/271 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
Source: Allegan County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Gun Plain Township |
| Unified School District | Plainwell Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,700 (+20.38%) Land $12,000 Building $145,700 | $315,400 (+20.38%) Land $24,000 Building $291,400 | |
| 2025 | $4,597.00 (+12.48%) | ||
| 2023 | $131,000 Land $10,000 Building $121,000 | $262,000 Land $20,000 Building $242,000 | |
| 2022 | $4,087.00 |
Source: FEMA National Flood Hazard Layer, Allegan County (26005C), updated June 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260050321002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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