955 Gardenia Dr, Delray Beach, FL 33483 Property Records

Palm Beach County property record for 955 Gardenia Dr, Delray Beach, FL 33483

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,866 sqft · built 1996
Lot Size	0.213 acres (9,261 sqft)
Owner	2 Individual Names on File
Last Sale	$3,200,000 (Apr 2024)
Tax Bill	$46,134 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`12-43-46-28-03-000-3050`

Property Details

APN / Parcel Number

Primary APN	`12-43-46-28-03-000-3050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,866 sqft Living Area
Gross Area	3,668 sqft
1st Floor Area	2,866 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2008
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,261 sqft (0.213 acres)
Lot Dimensions	103 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Pool Area	88 sqft
Porch	Finished/Open Porch
Porch Area	322 sqft
Patio Area	1,099 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	955 GARDENIA DR
City	DELRAY BEACH
State	FL
Zip	33483-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-AA-B
Legal Description	TROPIC ISLE 3RD SECTION LT 305
Legal Range	43E
Legal Township	46S
Legal Section	28
Legal Subdivision	TROPIC ISLE 3RD
Legal Lot Number	305
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2005
Census Tract	6402

Owner

955 Gardenia Dr is owned by two individuals who bought it in April 2024.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8543 OLD DOMINION DR, MC LEAN, VA 22102-1107
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 17, 2020	Warranty Deed, Transfer SUBURBAN TITLE AND ESCROW INC, NEW URBAN TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on File
Deed Sale	Apr 24, 2024 · Amount on File
Prior Sale	Dec 17, 2020 · Amount on File
Deed Document Number	2024139712
Deed Book / Page	34971 / 1147
Prior Transfer Date	Nov 18, 2005
Prior Transfer Doc	0195830863
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 24, 2024
Property Address	955 GARDENIA DR, DELRAY BEACH, FL 33483-4806
Document Number	0349711147
Book / Page	34971 / 1147
Map Reference	MB 25 PG 36
Instrument Date	Apr 18, 2024
Instrument	20240139712
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4001 N OCEAN BLVD, BOCA RATON, FL 33431-5363

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8543 OLD DOMINION DR, MCLEAN, VA 22102-1107

Mortgage

Document Number	20240139713
Date	Apr 24, 2024
Instrument	20240139713

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Max Rate	10.7%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 17, 2020
Property Address	955 GARDENIA DR, DELRAY BEACH, FL 33483-4806
Document Number	0320160904
Book / Page	032016 / 000904
Instrument Date	Dec 9, 2020
Instrument	484208
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	SUBURBAN TITLE AND ESCROW INC, NEW URBAN TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$13,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	955 GARDENIA DR DELRAY BEACH FL 334834806, DELRAY BEACH, FL 33483-4806

Tax Assessment & Valuation

The 2025 property tax bill for 955 Gardenia Dr was $46,134, up 170.4% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46,134.00 (+170.37%)	$2,474,133	$2,474,133 Land $1,605,000 Building $869,133
2024	$17,063.00 (-0.62%)
2023	$17,170.00 (+2%) Homeowner's exemption	$931,526 (+4.24%)	$2,281,473 (+36.5%) Land $1,995,675 Building $285,798
2022	$16,834.00 Homeowner's exemption	$893,609	$1,671,372 Land $1,475,000 Building $196,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 955 Gardenia Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 269 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	668 units insured incl. 399 condo units
Nearby Flood Claims	26 (1979–2017)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 955 Gardenia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications.

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