Chesapeake City property record for 955 Forest Lakes Dr, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 5 bd · 3 ba · 3,076 sqft · built 1990 |
| Lot Size | 0.425 acres (18,513 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Sep 2023) |
| Tax Bill | $6,296 (2023) |
| Deeds & Mortgages | Dec 2020 Refinance Jul 2006 Mortgage + 5 more |
| APN | 0598001000230 |
| Primary APN | 0598001000230 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,076 sqft Total Area |
| 1st Floor Area | 1,164 sqft |
| Upper Floors Area | 1,208 sqft |
| Attic | Attic |
| Attic Area | 576 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,513 sqft (0.425 acres) |
| Lot Dimensions | 197 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 882 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 330 sqft |
| Deck Area | Deck Area |
| Patio Area | 804 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 955 FOREST LAKES DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7562 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R15S: RESI |
| Legal Description | 23 FOREST LAKES SEC I |
| Legal Subdivision | FOREST LAKES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21015 |
955 Forest Lakes Dr is owned by two individuals who bought it in September 2023.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 955 FOREST LAKES DR, CHESAPEAKE, VA 23322-7562 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Jul 27, 2006 | Deed of Trust, Mortgage CITIBANK FEDERAL SAVINGS |
| Jun 28, 2012 | Deed of Trust, Mortgage · VA Mortgage SUNTRUST MORTGAGE INC |
| Oct 25, 2006 | Deed of Trust, Mortgage · Line of Credit USAA FEDERAL SAVINGS BANK |
| May 7, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR |
| Sep 11, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Jun 29, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2023 · Amount on File |
| Deed Sale | Sep 11, 2023 · Amount on File |
| Prior Sale | Jun 29, 2018 · Amount on File |
| Deed Document Number | 202319256 |
| Deed Book / Page | 10693 / 1165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 955 FOREST LAKES DR, CHESAPEAKE, VA 23322-7562 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010271/20 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 10271/20 |
| Instrument | 200046347 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 955 FOREST LAKES DR, CHESAPEAKE, VA 23322-7562 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006663/868 |
|---|---|
| Date | Jul 27, 2006 |
| Book Page | 6663/868 |
| Name | CITIBANK FEDERAL SAVINGS |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 11, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 955 FOREST LAKES DR, CHESAPEAKE, VA 23322-7562 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008739/730 |
|---|---|
| Date | Jun 28, 2012 |
| Book Page | 8739/730 |
| Name | SUNTRUST MORTGAGE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 955 FOREST LAKES DR, CHESAPEAKE, VA 23322-7562 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00006802/1 |
|---|---|
| Date | Oct 25, 2006 |
| Book Page | 6802/1 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 28, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 7, 2026 |
| Property Address | 955 FOREST LAKES DR, CHESAPEAKE, VA 23322-7562 |
| Document Number | 10975/1771 |
| Book / Page | 10975 / 1771 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 202611537 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 955 FOREST LAKES DR, CHESAPEAKE, VA 23322-7562 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011537, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 10975/1771 |
| Instrument | 202611537 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 11, 2023 |
| Property Address | 955 FOREST LAKES DR, CHESAPEAKE, VA 23322-7562 |
| Document Number | 10693/1165 |
| Book / Page | 10693 / 1165 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 230019256 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | TITLE QUEST/HAMPTON ROADS, TITLEQUEST HAMPTON ROADS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 955 FOREST LAKES DR, CHESAPEAKE, VA 23322-7562 |
| Document Number | 0230019257 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 230019257 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 29, 2018 |
| Property Address | 955 FOREST LAKES DR, CHESAPEAKE, VA 23322-7562 |
| Document Number | 9928/1377 |
| Book / Page | 9928 / 1377 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 180017130 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 955 FOREST LAKES DR, CHESAPEAKE, VA 23322-7562 |
| Document Number | 180017131 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 180017131 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $697,700 (+5.01%) Land $205,000 Building $492,700 | $697,700 (+5.01%) Land $205,000 Building $492,700 | |
| 2025 | $664,400 Land $195,000 Building $469,400 | $664,400 Land $195,000 Building $469,400 | |
| 2023 | $6,296.00 | $623,400 (+18.61%) Land $170,000 Building $453,400 | $623,400 (+18.61%) Land $170,000 Building $453,400 |
| 2022 | $525,600 Land $150,000 Building $375,600 | $525,600 Land $150,000 Building $375,600 | |
| 2019 | $4,838.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 955 Forest Lakes Dr; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 955 Forest Lakes Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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