955 Emerald Dr, Charlotte, MI 48813 Property Records

Eaton County property record for 955 Emerald Dr, Charlotte, MI 48813

Property Summary

Property Type	Condominium
Details	2 ba · 1,135 sqft
Lot Size	0.042 acres (1,863 sqft)
Owner	Company Name on Record
Last Sale	$227,500 (Feb 2026)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`20004700003500`

Property Details

APN / Parcel Number

Primary APN	`20004700003500`

Interior

Full Baths	2 Baths
Building Area	1,135 sqft Living Area
1st Floor Area	1,135 sqft
Basement Area	1,135 sqft
Unfinished Basement	1,135 sqft

Exterior

Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	1,863 sqft
Garage Area	440 sqft
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	955 EMERALD DR
City	CHARLOTTE
State	MI
Zip	48813-9026
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	N/A
Legal Description	UNIT 35. EMERALD ISLE CONDO, SEC. 24, T2N,R5W, CITY OF CHARLOTTE. 1996
Legal Range	05W
Legal Township	02N
Legal Section	24
Legal Subdivision	EMERALD ISLE CONDO
Legal Unit	35
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1034
Census Tract	20902

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	955 EMERALD DR, CHARLOTTE, MI 48813-9026
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Deed Book / Page	3176 / 262
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Feb 2, 2026
Property Address	955 EMERALD DR, CHARLOTTE, MI 48813-9026
Document Number	003176/262
Book / Page	3176 / 262
Map Reference	LB 2668 PG 112
Instrument Date	Feb 2, 2026
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	BEDROCK TITLE AGENCY LLC, RED ROCK TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,706.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	472 W GRAND LEDGE HWY, GRAND LEDGE, MI 48837-9747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 EMERALD DR, CHARLOTTE, MI 48813-9026

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,900 (+1.62%)	$210,341 (-) Land $38,327 Building $172,014
2025	$3,479.00 (+2.93%) Homeowner's exemption	$105,200 (+14.85%)	$210,341 (+14.81%) Land $38,327 Building $172,014
2024	$3,380.00 (+11.81%)
2023		$91,600	$183,200
2022	$3,023.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net.

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