Newaygo County property record for 955 Elm St, Newaygo, MI 49337
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Oct 2023) |
| Tax Bill | $5,944 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-20-120-017 |
| Primary APN | 19-20-120-017 |
|---|
| Lot Area | 25,700 sqft (0.59 acres) |
|---|---|
| Lot Dimensions | 180 ft deep x 141 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 955 ELM ST |
|---|---|
| City | NEWAYGO |
| State | MI |
| Zip | 49337-8608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | PART OF GOV'T LOT 4 ALSO PART LOTS 14, 15, & 16 GOULD PARK ALSO PART LOT 20 GOULD PARK NO. 2, DESC AS COM AT SE COR L |
| Legal Range | 12W |
| Legal Township | 12N |
| Legal Section | 20 |
| Legal Subdivision | GOULD PARK |
| Legal Lot Number | 4,14-16 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | BROOKS |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 970900 |
955 Elm St is owned and occupied by two individuals who bought it in October 2023.
Source: Newaygo County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 955 ELM ST, NEWAYGO, MI 49337-8608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2018 | Deed of Trust, Mortgage LAKE MICHIGAN CREDIT UNION |
| Jan 4, 2017 | Deed of Trust, Mortgage LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2023 · Amount on File |
| Deed Sale | Oct 2, 2023 · Amount on File |
| Prior Sale | Sep 25, 2020 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Property Address | 955 ELM ST, NEWAYGO, MI 49337-8608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000468/0000005100 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 0000000468/0000005100 |
| Name | LAKE MICHIGAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jan 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWAYGO MI |
| Property Address | 955 ELM ST, NEWAYGO, MI 49337-8608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000464/0000001959 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 0000000464/0000001959 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 955 Elm St was $5,944 with a homeowner's exemption.
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| County Subdivision | Brooks Township |
| Unified School District | Newaygo Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $246,500 | $493,000 | |
| 2025 | $5,944.00 | ||
| 2023 | $177,200 | $354,400 | |
| 2022 | $6,660.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 955 Elm St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 7 (2014–2026) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 955 Elm St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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