955 E Walnut St, Frankfort, IN 46041 Property Records

Clinton County property record for 955 E Walnut St, Frankfort, IN 46041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,617 sqft · built 1890
Lot Size	0.141 acres (6,160 sqft)
Owner	Individual Name on Record
Last Sale	$247,716 (Feb 2025)
Tax Bill	$1,125 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Apr 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`01657150,151`

Property Details

APN / Parcel Number

Primary APN	`01657150,151`
Alternative APNs	`12-10-11-166-008.000-021` `00700878467`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
1st Floor Area	1,617 sqft
Family Room	Family Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1948
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,160 sqft (0.141 acres)
Lot Dimensions	140 ft deep x 44 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00700878467
Street Address	955 E WALNUT ST
City	FRANKFORT
State	IN
Zip	46041-2568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	016-18282-00 PT LTS 25 & 26 SOUTHARDS 3RD ADD 3843
Legal Subdivision	AARON H SOUTHARD S THIRD ADDITION
Jurisdiction	CLINTON IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1007
Census Tract	950700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Christian Ridge Historic District listed 2003 · 432 contributing resources · NRIS 03000540

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clinton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	955 E WALNUT ST, FRANKFORT, IN 46041-2568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST
Apr 2, 2025	Deed of Trust, Mortgage · FHA Mortgage FIRST MERCHANTS BANK
Apr 2, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Feb 3, 2025	Warranty Deed, Transfer FIRST MERCHANTS BANK
Aug 14, 2020	Warranty Deed, Transfer
Nov 20, 2018	Intrafamily Transfer, Transfer
Jun 12, 2006	Warranty Deed, Transfer · Conventional Mortgage THE FARMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2025 · Amount on Record
Deed Sale	Feb 3, 2025 · Amount on Record
Prior Sale	Aug 14, 2020
Deed Document Number	2025332
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0020184070
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	955 E WALNUT ST, FRANKFORT, IN 46041-2568
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020173916
Date	Oct 27, 2017
Instrument	2017-3916

Lender

Name	SOUTHERN MICHIGAN BANK & TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2022

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	955 E WALNUT ST, FRANKFORT, IN 46041-2568
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 ULEN PL, LAFAYETTE, IN 47904-1624

Mortgage

Document Number	0020251060
Date	Apr 2, 2025
Instrument	20251060

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	200 E JACKSON ST, MUNCIE, IN 47305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2055

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	955 E WALNUT ST, FRANKFORT, IN 46041-2568
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020251061
Date	Apr 2, 2025
Instrument	20251061

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Feb 3, 2025
Property Address	955 E WALNUT ST, FRANKFORT, IN 46041-2568
Document Number	0020250332
Map Reference	REC 2 PGS 4 AND 5
Instrument Date	Jan 23, 2025
Instrument	20250332
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 E WALNUT ST, FRANKFORT, IN 46041-2568

Mortgage

Document Number	0020250333
Date	Feb 3, 2025
Instrument	20250333

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Aug 14, 2020
Property Address	955 E WALNUT ST, FRANKFORT, IN 46041-2568
Document Number	20203136
Map Reference	MB 2 PG 4&5
Instrument Date	Aug 7, 2020
Instrument	20203136
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2112 E 600 N, WEST LAFAYETTE, IN 47906-9671

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON IN
Recording Date	Nov 20, 2018
Property Address	955 E WALNUT ST, FRANKFORT, IN 46041-2568
Document Number	20184070
Map Reference	MB 2 PG 4&5
Instrument Date	Nov 15, 2018
Instrument	2018-4070
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4414 W CHOLLA ST, GLENDALE, AZ 85304-3534

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Jun 12, 2006
Property Address	955 E WALNUT ST, FRANKFORT, IN 46041-2568
Document Number	0020062840
Map Reference	PL2 PG4&5
Instrument Date	Jun 9, 2006
Instrument	2006/2840
Transaction Type	Transfer
Record Updated	Sep 12, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 E WALNUT ST, FRANKFORT, IN 46041-2568
Investor	Possibly a Property Investor

Mortgage

Document Number	0020062841
Date	Jun 12, 2006
Instrument	2006/2841

Lender

Name	THE FARMERS BANK
Type	Bank
Address	FRANKFORT, IN 46041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Center Township
Municipality	Frankfort City
Unified School District	Frankfort Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,125.00 (-48.2%)	$113,100 (+24.15%) Land $10,000 Building $103,100	$113,100 (+24.15%) Land $10,000 Building $103,100
2024	$2,172.00 (+3.77%)
2023	$2,093.00 (+17.32%)	$91,100 (+16.65%) Land $10,000 Building $81,100	$91,100 (+16.65%) Land $10,000 Building $81,100
2022	$1,784.00	$78,100 Land $10,000 Building $68,100	$78,100 Land $10,000 Building $68,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT WATER WORKS serves 16,422 people · EPA ID IN5212003
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Brightspeed, Nextlink, Verizon.

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