955 Co Rd 509, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 955 Co Rd 509, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,616 sqft · built 1974
Lot Size	1.13 acres (49,461 sqft)
Owner	2 Company Names on File
Last Sale	$240,000 (May 2024)
Tax Bill	$2,210 (2026)
Deeds & Mortgages	Mar 2023 Sale Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-10-05-21-0-000-024.000`

Property Details

APN / Parcel Number

Primary APN	`13-10-05-21-0-000-024.000`
Alternative APNs	`ALT APN:1005210000024000` `205918` `217183` `219609`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Basement Area	240 sqft
Finished Basement	240 sqft
Unfinished Basement	240 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	49,461 sqft (1.13 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	344 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	219609
Street Address	955 COUNTY ROAD 509
City	CEDAR BLUFF
State	AL
Zip	35959-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, CORNWALL S/D # 2 PB 7/20 & A TRACT BEG SE CR LOT 5;NE25';NW 197.6';SW 40.3';SE 205'TO POB & BEING LOT 5
Legal Range	10E
Legal Township	09S
Legal Section	21
Legal Subdivision	CORNWALL
Legal Tract	B
Legal Lot Number	4-5
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	1
Census Block	1010
Census Tract	955701

Owner

955 Co Rd 509 is owned by a company that bought it in May 2024.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	29831 HOPE LN, TONEY, AL 35773-8055
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer
Jul 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2024 · Amount on File
Deed Sale	May 8, 2024 · Amount on File
Prior Sale	Mar 31, 2023 · Amount on File
Deed Document Number	2024233623
Prior Transfer Date	May 2, 2024
Prior Transfer Doc	0000233623
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 31, 2023
Property Address	955 COUNTY ROAD 509, CEDAR BLUFF, AL 35959-3125
Document Number	0000228608
Map Reference	PB 7 PG 20
Instrument Date	Mar 31, 2023
Instrument	228608
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3916 ROCK CREEK DR, MOUNTAIN BRK, AL 35223-1695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 COUNTY ROAD 509, CEDAR BLUFF, AL 35959-3125

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 23, 2018
Property Address	955 COUNTY ROAD 509, CEDAR BLUFF, AL 35959-3125
Document Number	0000203527
Instrument Date	Jul 10, 2018
Instrument	203527
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 ROCK CREEK DR, MOUNTAIN BRK, AL 35223-1695

Tax Assessment & Valuation

The 2026 property tax bill for 955 Co Rd 509 was $2,210, up 7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,210.00 (+7.02%)
2025	$2,065.00 (+104.86%)	$21,920 (-0.99%) Land $18,200 Building $3,720	$245,900 (+2.5%) Land $91,000 Building $154,900
2024	$1,008.00 (-44.28%)	$22,140 (+29.47%) Land $8,500 Building $13,640	$239,900 (+180.58%) Land $85,000 Building $154,900
2023	$1,809.00	$17,100 (-1.72%)	$85,500 (-60.67%) Land $85,000 Building $500
2022	$1,809.00	$17,400 Land $17,000 Building $400	$217,400 Land $85,000 Building $132,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 955 Co Rd 509 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 955 Co Rd 509 is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187
Water Source	Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 509

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