St. Louis County property record for 955 86th Ave W, Duluth, MN 55808
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 4 bd · 2 ba · 2,290 sqft · built 1913 |
| Lot Size | 0.17 acres (7,413 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Aug 2023) |
| Tax Bill | $3,322 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3300-03490 |
| Primary APN | 010-3300-03490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,290 sqft Gross Area |
| 1st Floor Area | 1,145 sqft |
| Basement Area | 575 sqft |
| Finished Basement | 575 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Lot Area | 7,413 sqft (0.17 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 189 sqft |
| Deck Area | 90 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1152691 |
|---|---|
| Street Address | 955 86TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1412 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT: 0014 BLOCK:026 SERIAL # |
| Legal Subdivision | MORGAN PARK OF DULUTH |
| Legal Block | 26 |
| Legal Lot Number | 14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 3700 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 955 86TH AVE W, 957, DULUTH, MN 55808-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Sep 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Dec 21, 2016 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on Record |
| Deed Sale | Aug 7, 2023 · Amount on Record |
| Deed Document Number | 20231070971 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 7, 2023 |
| Property Address | 955 86TH AVE W, DULUTH, MN 55808-1412 |
| Document Number | 0001070971 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 1070971 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $891.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 955-957 AVENUE W, DULUTH, MN 55808 |
| Document Number | 0001070972 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 1070972 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 955 86TH AVE W, DULUTH, MN 55808-1412 |
| Document Number | 00T1004515 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 955 86TH AVE W DULUTH MN 558081412, DULUTH, MN 55808-1412 |
| Document Number | 00T1004515 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | T1004515 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 955 86TH AVE W, DULUTH, MN 55808-1412 |
| Document Number | 000T981015 |
| Instrument Date | Dec 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 957 86TH AVE W DULUTH MN 558081412, DULUTH, MN 55808-1412 |
| Document Number | 000T981015 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | T981015 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | EVELETH, MN 55734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 17, 2022 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,322.00 (-24.81%) Homeowner's exemption | ||
| 2025 | $4,418.00 (+52.13%) | $279,500 (+6.4%) Land $15,900 Building $263,600 | $279,500 (+6.4%) Land $15,900 Building $263,600 |
| 2024 | $2,904.00 (+49.69%) | $262,700 (+75.6%) Land $18,600 Building $244,100 | $262,700 (+75.6%) Land $18,600 Building $244,100 |
| 2023 | $1,940.00 Homeowner's exemption | ||
| 2022 | $149,600 (+18.92%) Land $17,300 Building $132,300 | $149,600 (+18.92%) Land $17,300 Building $132,300 | |
| 2021 | $125,800 Land $14,600 Building $111,200 | $125,800 Land $14,600 Building $111,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
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