Stearns County property record for 955 13th Ave NE, Saint Joseph, MN 56374
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $59,800 (Nov 2025) |
| Tax Bill | $820 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53736-0013 |
| Primary APN | 84-53736-0013 |
|---|
| Lot Area | 16,553 sqft (0.38 acres) |
|---|---|
| Lot Dimensions | 210 ft deep x 51 ft wide |
| Street Address | 955 13TH AVE NE |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-9402 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 008 BLK 002 NORTHLAND HEIGHTS SECTION 03 TOWNSHIP 124 RANGE 029 SECTION 03 TOWNSHIP 124 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 03 |
| Legal Subdivision | NORTHLAND HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 11308 |
955 13th Ave NE, residential vacant land, is owned and occupied by an individual who bought it in November 2025.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 955 13TH AVE NE, SAINT JOSEPH, MN 56374-9402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK |
| Nov 4, 2025 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on File |
| Deed Sale | Nov 4, 2025 · Amount on File |
| Deed Document Number | 20251702738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 7, 2026 |
| Property Address | 955 13TH AVE NE, SAINT JOSEPH, MN 56374-9402 |
| Document Number | 0001716485 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 20261716485 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 301 16TH AVE SE, SAINT CLOUD, MN 56304-1308 |
| Document Number | 0001716485, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20261716485 |
| Name | LIBERTY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 4, 2025 |
| Property Address | 955 13TH AVE NE, SAINT JOSEPH, MN 56374-9402 |
| Document Number | 00A1702738 |
| Instrument Date | Oct 30, 2025 |
| Instrument | A1702738 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 955 13th Ave NE was $820.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $820.00 | $52,000 (+5.05%) Land $52,000 | $52,000 (+5.05%) Land $52,000 |
| 2025 | $49,500 Land $49,500 | $49,500 Land $49,500 | |
| 2024 | $816.00 (-0.24%) | ||
| 2023 | $818.00 | $49,500 Land $49,500 | $49,500 Land $49,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 955 13th Ave NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 955 13th Ave NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Joseph serves 7,100 people · EPA ID MN1730033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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