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9549 Oswald Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 9549 Oswald Ln, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,904 sqft · built 2005
Lot Size0.296 acres (12,911 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (Aug 2019)
Tax Bill$5,890 (2023)
Deeds & MortgagesNov 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN229-016-12

Property Details

APN / Parcel Number

Primary APN229-016-12

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,904 sqft Heated Area
Gross Area3,759 sqft
1st Floor Area1,342 sqft
Upper Floors Area1,341 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area12,911 sqft (0.296 acres)
Garage Area400 sqft
PorchPorch
Porch Area460 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number229-016-12
Street Address9549 OSWALD LN
CityCHARLOTTE
StateNC
Zip28277-6638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL73 M41-207
Legal SubdivisionWESTON GLEN PH 01 MAP 03
Legal Lot Number73
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5863

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9549 OSWALD LN, CHARLOTTE, NC 28277-6638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMETOWN LENDERS INC
Aug 12, 2019Warranty Deed, Transfer · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2019 · Amount on Record
Deed SaleAug 12, 2019 · Amount on Record
Prior SaleAug 15, 2005 · Amount on Record
Deed Document Number0033749771
Deed Book / Page33749 / 771
Record UpdatedJun 7, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address9549 OSWALD LN, CHARLOTTE, NC 28277-6638
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000184817
DateNov 4, 2020
Book Page35272/924
Instrument2020184817
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
AddressHUNTSVILLE, AL 35806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 12, 2019
Property Address9549 OSWALD LN, CHARLOTTE, NC 28277-6638
Document Number0000103796
Book / Page33749 / 771
Map ReferenceMB 41 PG 207
Instrument DateAug 12, 2019
Instrument2019103796
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyCHICAGO TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7016 MEADOW RUN LN, 7016, CHARLOTTE, NC 28277-0419

Transferred To (Grantee/Buyer)

NameVerified Name
Address9549 OSWALD LN, CHARLOTTE, NC 28277-6638

Mortgage

Document Number0000103797
DateAug 12, 2019
Instrument2019103797
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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