9549 Elgin Rd, Pike Road, AL 36064 Property Records

Montgomery County property record for 9549 Elgin Rd, Pike Road, AL 36064

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,089 sqft · built 2013
Lot Size	0.512 acres (22,311 sqft)
Owner	2 Individual Names on File
Last Sale	$368,000 (Jun 2023)
Tax Bill	$2,360 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-04-19-4-001-002.022`

Property Details

APN / Parcel Number

Primary APN	`08-04-19-4-001-002.022`
Alternative APNs	`0308041904001002022` `300464`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,089 sqft Living Area
1st Floor Area	1,420 sqft
Upper Floors Area	1,669 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	22,311 sqft (0.512 acres)
Lot Dimensions	200 ft deep x 111 ft wide
Garage Area	441 sqft
Porch	Slab
Porch Area	367 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	300464
Street Address	9549 ELGIN RD
City	PIKE ROAD
State	AL
Zip	36064-2458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75-S
Legal Description	0804194001002022
Legal Range	20E
Legal Township	16N
Legal Section	19
Legal Subdivision	CAWFIELD 1
Legal Lot Number	5
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	2
Census Block	2006
Census Tract	5503

Owner

9549 Elgin Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9549 ELGIN RD, PIKE ROAD, AL 36064-2458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage ALABAMA HOME MORTGAGE LOANS INC
Dec 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Jan 24, 2022 · Amount on File
Deed Document Number	20234637509
Deed Book / Page	5989 / 522
Prior Transfer Date	Dec 1, 2020
Prior Transfer Doc	0055020640
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Recording Date	Jun 2, 2026
Property Address	9549 ELGIN RD, PIKE ROAD, AL 36064-2458
Document Number	0004821340
Book / Page	6475 / 897
Instrument Date	May 28, 2026
Instrument	20264821340
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9549 ELGIN RD, PIKE ROAD, AL 36064-2458

Mortgage

Document Number	0004821340,
Date	Jun 2, 2026
Book Page	6475/897
Instrument	20264821340

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jun 6, 2023
Property Address	9549 ELGIN RD, PIKE ROAD, AL 36064-2458
Document Number	0059890522
Book / Page	5989 / 522
Map Reference	MB 52 PG 41
Instrument Date	May 25, 2023
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14105 SPEARFISH DR, FOLEY, AL 36535-9769

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9549 ELGIN RD, PIKE ROAD, AL 36064-2458

Mortgage

Document Number	0059890524
Date	Jun 6, 2023
Instrument	5989-0524

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jan 24, 2022
Property Address	9549 ELGIN RD, PIKE ROAD, AL 36064-2458
Document Number	0057520500
Book / Page	5752 / 500
Map Reference	MB 52 PG 41
Instrument Date	Jan 19, 2022
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 WHITWORTH CT, MADISON, AL 35756-4171

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9549 ELGIN RD, PIKE ROAD, AL 36064-2458

Mortgage

Document Number	0005752501
Date	Jan 24, 2022
Instrument	5752/501

Lender

Name	ALABAMA HOME MORTGAGE LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Dec 14, 2020
Property Address	9549 ELGIN RD, PIKE ROAD, AL 36064-2458
Document Number	0055020640
Book / Page	005502 / 000640
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$237.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9549 ELGIN RD PIKE ROAD AL 360642458, PIKE ROAD, AL 36064-2458

Tax Assessment & Valuation

The 2026 property tax bill for 9549 Elgin Rd was $2,360 with a homeowner's exemption, down 2.7% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,360.00 (-2.72%)
2025	$2,426.00 Homeowner's exemption	$35,750 Land $3,500 Building $32,250	$357,500 Land $35,000 Building $322,500
2023	$2,385.00 Homeowner's exemption	$35,150 Land $3,500 Building $31,650	$351,500 Land $35,000 Building $316,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9549 Elgin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9549 Elgin Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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