Nassau County property record for 95478 Plum Loop, Fernandina Beach, FL 32034
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,120 sqft · built 1991 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Jul 2026) |
| Tax Bill | $920 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-2N-28-4955-0003-0110 |
| Primary APN | 31-2N-28-4955-0003-0110 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 959 sqft |
| Upper Floors Area | 161 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,996 sqft (1.01 acres) |
| Porch | Unfinished Open Porch |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Convection |
| Street Address | 95478 PLUM LOOP |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | BLOCK 3 LOT 11 IN OR 2200/184 WILLOW BRANCH ACRES PB 4/58 |
| Legal Range | 28E |
| Legal Township | 02N |
| Legal Section | 31 |
| Legal Subdivision | WILLOW BRANCH ACRES |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 50310 |
Source: Nassau County records, as of August 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 130 S 7TH ST, FERNANDINA BEACH, FL 32034-3923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL HOME LOANS |
| Jun 13, 2022 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Jun 1, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on Record |
| Deed Sale | Jul 22, 2026 · Amount on Record |
| Prior Sale | May 4, 2015 · Amount on Record |
| Deed Document Number | 202622268 |
| Deed Book / Page | 2883 / 1389 |
| Prior Transfer Date | May 29, 2018 |
| Prior Transfer Doc | 0022000184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jul 22, 2026 |
| Property Address | 95478 PLUM LOOP, FERNANDINA BEACH, FL 32034-1520 |
| Document Number | 0000022268 |
| Book / Page | 2883 / 1389 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202622268 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $169,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 S 7TH ST, FERNANDINA BEACH, FL 32034-3923 |
| Document Number | 0000022269, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 2883/1391 |
| Instrument | 202622269 |
| Name | CAPITAL HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 95478 PLUM LOOP, FERNANDINA BEACH, FL 32034-1520 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 95478 PLUM LOOP, FERNANDINA BEACH, FL 32034-1520 |
| Document Number | 0025691337 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 2569/1337 |
| Instrument | 202245020956 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 4, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 1, 2018 |
| Property Address | 95478 PLUM LOOP, FERNANDINA BEACH, FL 32034-1520 |
| Document Number | 0022000184 |
| Book / Page | 002200 / 000184 |
| Instrument Date | May 29, 2018 |
| Instrument | 16904 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95478 PLUM LOOP FERNANDINA BEACH FL 320341520, FERNANDINA BEACH, FL 32034-1520 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $920.00 (+2.34%) Homeowner's exemption | $100,290 (+2.9%) | $200,528 (+16.66%) Land $95,950 Building $104,578 |
| 2024 | $899.00 (+2.98%) Homeowner's exemption | $97,464 (+3%) | $171,884 (+2.66%) Land $71,962 Building $99,922 |
| 2023 | $873.00 (+13.82%) Homeowner's exemption | $94,625 (+3%) | $167,436 (+31.05%) Land $71,962 Building $95,474 |
| 2022 | $767.00 Homeowner's exemption | $91,869 | $127,767 Land $47,975 Building $79,792 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 179 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 179 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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