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9545 Prospect Ave, Lakeside, CA 92040 Property Records

San Diego County property record for 9545 Prospect Ave, Lakeside, CA 92040 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,340 sqft · built 1971
Lot Size0.31 acres (13,500 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Mar 2006)
Tax Bill$8,375 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN394-242-26-00

Property Details

APN / Parcel Number

Primary APN394-242-26-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,340 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTar & Gravel
Lot Area13,500 sqft (0.31 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address9545 PROSPECT AVE
CityLAKESIDE
StateCA
Zip92040-4109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 W H OF TR 002548
Legal SubdivisionLEMON CREST
Legal Tract002548
Legal Block1
Legal Lot Number15
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1002
Census Tract16807

Owner

Source: San Diego County records · APN 394-242-26-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9545 PROSPECT AVE, LAKESIDE, CA 92040-4109
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jun 05, 2017Quit Claim Deed, Transfer · Conventional with PMI
BAY EQUITY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2006 · Amount on Record
Deed SaleMar 29, 2006 · Amount on Record
Prior SaleSep 18, 1987 · Amount on Record
Deed Document Number2006219345
Last Transfer DateMay 30, 2017
Transfer Doc0000250925
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address9545 PROSPECT AVE, LAKESIDE, CA 92040-4109
Transaction TypeMortgage
Record UpdatedJun 16, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address9545 PROSPECT AVE, LAKESIDE, CA 92040-4109

Mortgage

Document Number0000424230
DateJun 08, 2021
Instrument2021-0424230
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 05, 2017
Property Address9545 PROSPECT AVE, LAKESIDE, CA 92040-4109
Document Number0000250925
Instrument DateMay 30, 2017
Instrument250925
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyUS LIFE TITLE INSURANCE COMPANY, FIDELITY NATIONAL FIN'L

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9545 PROSPECT AVE LAKESIDE CA 920404109, LAKESIDE, CA 92040-4109

Mortgage

Document Number250926
DateJun 05, 2017
Instrument250926
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 04, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$654,944 (+2%) Land $306,635 Building $348,309
2025$8,375.00 (+6.5%) Homeowner's exemption$642,103 (+4.04%) Land $300,623 Building $341,480
2023$7,864.00 (+1.85%) Homeowner's exemption$617,171 Land $288,950 Building $328,221
2022$7,721.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims20 (1978–1985)
Most Recent ClaimNov 1985, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 510 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Wyyerd Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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