9545 E 77 Dr, Cambridge, OH 43725 Property Records

Guernsey County property record for 9545 E 77 Dr, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,290 sqft · built 1932
Lot Size	0.513 acres (22,346 sqft)
Owner	Individual Name on File
Tax Bill	$2,140 (2025)
Deeds & Mortgages	Sep 2020 Construction Loan Dec 2007 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-0003782.000`

Property Details

APN / Parcel Number

Primary APN	`02-0003782.000`
Alternative APN	`003134-8`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,290 sqft Living Area
1st Floor Area	1,290 sqft
Basement Area	882 sqft
Unfinished Basement	882 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Frame
Lot Area	22,346 sqft (0.513 acres)
Garage Area	576 sqft
Porch	Slab
Porch Area	208 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003134-8
Street Address	9545 E 77 DR
City	CAMBRIDGE
State	OH
Zip	43725-9014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SS09 SW 1/4 NE 1/4
Legal Range	03W
Legal Township	02N
Legal Section	09
Legal Tract	2
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3031
Census Tract	977700

Owner

9545 E 77 Dr is owned and occupied by an individual.

Source: Guernsey County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	9545 E 77 DR, CAMBRIDGE, OH 43725-9014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Dec 21, 2007	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Feb 10, 2022	Transfer on Death Deed, Transfer
Mar 8, 2005	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	9545 E 77 DR, CAMBRIDGE, OH 43725-9014
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9545 E 77 DR, CAMBRIDGE, OH 43725-9014

Mortgage

Document Number	00571/2239
Date	Sep 29, 2020
Book Page	571/2239
Instrument	202000005289

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2050

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	9545 E 77 DR, CAMBRIDGE, OH 43725-9014
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00454/0210
Date	Dec 21, 2007
Book Page	454/0210
Instrument	200700025752

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GUERNSEY OH
Recording Date	Feb 10, 2022
Property Address	9545 E 77 DR, CAMBRIDGE, OH 43725-9014
Document Number	00580/3865
Book / Page	580 / 3865
Instrument Date	Feb 8, 2022
Instrument	202200000809
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

March 2005: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GUERNSEY OH
Recording Date	Mar 8, 2005
Property Address	9545 E 77 DR, CAMBRIDGE, OH 43725-9014
Document Number	000424/317
Book / Page	424 / 317
Instrument	200500001491
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9545 E 77 DR, CAMBRIDGE, OH 43725-9014
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 9545 E 77 Dr was $2,140 with a homeowner's exemption, down 1.5% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,140.00 (-1.47%) Homeowner's exemption	$49,374 (-) Land $14,304 Building $35,070
2024	$2,172.00 (+20.27%) Homeowner's exemption	$49,374 (+24.95%) Land $14,304 Building $35,070	$141,070 Land $40,870 Building $100,200
2023	$1,806.00 (-0.55%) Homeowner's exemption	$39,515 (+0.01%) Land $11,354 Building $28,161
2022	$1,816.00 Homeowner's exemption	$39,510 Land $11,350 Building $28,160	$112,900 (-) Land $32,440 Building $80,460
2021			$112,900 Land $32,440 Building $80,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9545 E 77 Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1998–2004)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 8 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9545 E 77 Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Smart Way Communications, T-Mobile.

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