9545 Cumbria Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 9545 Cumbria Dr, Daphne, AL 36526 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,834 sqft · built 2014
Lot Size	0.369 acres (16,075 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (May 2024)
Tax Bill	$1,865 (2023)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`43-08-34-0-000-001.102`

Property Details

APN / Parcel Number

Primary APN	`43-08-34-0-000-001.102`
Alternative APNs	`289572` `364587` `547923`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,834 sqft Heated Area
1st Floor Area	2,834 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,075 sqft (0.369 acres)
Lot Dimensions	130 ft deep x 122 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	547923
Street Address	9545 CUMBRIA DR
City	DAPHNE
State	AL
Zip	36526-8649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 89 OLDFIELD PHASE ONE SUB SLIDE 2328-C & D
Legal Subdivision	OLDFIELD SUB PHASE ONE
Legal Phase	1
Legal Lot Number	89
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1034
Census Tract	10709

Owner

Source: Baldwin County records · APN 43-08-34-0-000-001.102

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9545 CUMBRIA DR, DAPHNE, AL 36526-8649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2019	Warranty Deed, Transfer · Conventional Mortgage BAY MTG
Aug 12, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2024 · Amount on Record
Deed Sale	May 29, 2024 · Amount on Record
Prior Sale	May 29, 2024 · Amount on Record
Deed Document Number	20242126643
Record Updated	Jun 08, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 14, 2019
Property Address	9545 CUMBRIA DR, DAPHNE, AL 36526-8649
Document Number	0001789299
Instrument Date	Oct 09, 2019
Instrument	1789299
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9545 CUMBRIA DR DAPHNE AL 365268649, DAPHNE, AL 36526-8649

Mortgage

Document Number	1789300
Date	Oct 14, 2019
Instrument	1789300

Lender

Name	BAY MTG
Type	Mortgage Company
Address	FAIRHOPE, AL 36532

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 13, 2034

August 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 12, 2019
Property Address	9545 CUMBRIA DR, DAPHNE, AL 36526-8649
Document Number	0001777442
Instrument Date	Aug 12, 2019
Instrument	1777442
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9545 COMBAKI DR DAPHNE AL 36526, DAPHNE, AL 36526

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,860 (-1.64%) Land $6,420 Building $34,440	$408,600 (-1.64%) Land $64,200 Building $344,400
2023	$1,865.00 (+29.24%) Homeowner's exemption	$41,540 (+19.99%)	$415,400 (+20.02%) Land $90,800 Building $324,600
2022	$1,443.00 (+8.99%) Homeowner's exemption	$34,620	$346,100 Land $65,500 Building $280,600
2021	$1,324.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030107091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020, rainfall accumulation
Claims By Storm	Hurricane Sally, Sep 2020 · 2 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 21% of Alabama
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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