9545 Brookside Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 9545 Brookside Ave, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,038 sqft · built 1926
Lot Size	0.603 acres (26,267 sqft)
Owner	Individual Name on Record
Last Sale	$401,000 (Feb 2003)
Tax Bill	$7,138 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077-111-04`

Property Details

APN / Parcel Number

Primary APN	`077-111-04`
Alternative APN	`077-111-04-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,038 sqft Living Area
Gross Area	1,258 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	26,267 sqft (0.603 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	173 sqft
Patio Area	173 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	9545 BROOKSIDE AVE
City	BEN LOMOND
State	CA
Zip	95005-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	BEN LOMOND
Legal Lot Number	C
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2012
Census Tract	120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 46, BEN LOMOND, CA 95005-0046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 28, 2023	Intrafamily Transfer, Transfer
Jul 24, 2020	· Conventional Mortgage BAY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2003 · Amount on Record
Deed Sale	Feb 28, 2003 · Amount on Record
Deed Document Number	200318491
Last Transfer Date	Apr 21, 2023
Transfer Doc	0000007401
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	9545 BROOKSIDE AVE, BEN LOMOND, CA 95005-9502
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9545 BROOKSIDE AVE, BEN LOMOND, CA 95005-9502
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016251
Date	Aug 30, 2023
Instrument	2023-0016251

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	9545 BROOKSIDE AVE, BEN LOMOND, CA 95005-9502
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9545 BROOKSIDE AVE, BEN LOMOND, CA 95005-9502
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011531
Date	Feb 24, 2021
Instrument	2021-0011531

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 28, 2023
Property Address	9545 BROOKSIDE AVE, BEN LOMOND, CA 95005-9502
Document Number	0000007401
Instrument Date	Apr 21, 2023
Instrument	2023-0007401
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 46, BEN LOMOND, CA 95005-0046

July 2020:

Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 24, 2020
Property Address	9545 BROOKSIDE AVE, BEN LOMOND, CA 95005-9502
Document Number	0000027637
Instrument Date	Jul 15, 2020
Instrument	2020-0027637
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 46, BEN LOMOND, CA 95005-0046

Mortgage

Document Number	0000027638
Date	Jul 24, 2020
Instrument	2020-0027638

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$592,401 (+2%) Land $332,395 Building $260,006
2025	$7,138.00 (+4.71%) Homeowner's exemption	$580,786 (+4.04%) Land $325,878 Building $254,908
2023	$6,817.00 (+2.45%) Homeowner's exemption	$558,234 Land $313,224 Building $245,010	$686,790
2022	$6,654.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	39 (1981–2023)
Claims Outside the SFHA	6 of 39
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 14 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Surfnet Communications.

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