9543 Liberty Rd, Frederick, MD 21701 Property Records

Frederick County property record for 9543 Liberty Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,173 sqft · built 2007
Lot Size	9.41 acres (410,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Aug 2010)
Tax Bill	$12,615 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-308209`

Property Details

APN / Parcel Number

Primary APN	`13-308209`
Alternative APN	`308209`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,173 sqft Living Area
Gross Area	6,589 sqft
1st Floor Area	3,179 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	410,335 sqft
Garage Type	Attached
Garage Area	1,416 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	372 sqft
Patio Area	891 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	308209
Street Address	9543 LIBERTY RD
City	FREDERICK
State	MD
Zip	21701-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 9.42 ACRES MULLICAN PROPERTY
Legal Subdivision	MULLICAN PROP
Legal Lot Number	4
Jurisdiction	FREDERICK MD
Township / Civil Division	13, MOUNT PLEASANT
Census Block Group	1
Census Block	1018
Census Tract	751701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9543 LIBERTY RD, FREDERICK, MD 21701-3246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Oct 18, 2017	Deed of Trust, Mortgage · VA Mortgage BOKF NA
Jan 25, 2018	Deed of Trust, Mortgage · VA Mortgage BOKF NA
Apr 15, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 8, 2017	Grant Deed, Transfer · Conventional with PMI PNC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2010 · Amount on Record
Deed Sale	Aug 9, 2010 · Amount on Record
Prior Sale	May 9, 2006 · Amount on Record
Deed Document Number	20103823
Deed Book / Page	7929 / 232
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Oct 14, 2026
Property Address	9543 LIBERTY RD, FREDERICK, MD 21701-3246
Document Number	1808000219
Book / Page	18083 / 219
Instrument Date	Oct 7, 2026
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	9543 LIBERTY RD, FREDERICK, MD 21701-3246

Mortgage

Document Number	1808000219,
Date	Oct 14, 2026
Book Page	18083/219

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2046

Interest

Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9543 LIBERTY RD, FREDERICK, MD 21701-3246
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120890287
Date	Oct 18, 2017
Book Page	12089/0287
Instrument	12089-0287

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Feb 1, 2047

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9543 LIBERTY RD, FREDERICK, MD 21701-3246
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122500290
Date	Jan 25, 2018
Book Page	12250/0290
Instrument	12250-0290

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9543 LIBERTY RD, FREDERICK, MD 21701-3246
Document Number	0136700399
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9543 LIBERTY RD FREDERICK MD 217013246, FREDERICK, MD 21701-3246

Mortgage

Document Number	0136700399
Date	Apr 21, 2020
Book Page	013670/000399

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 8, 2017
Property Address	9543 LIBERTY RD, FREDERICK, MD 21701-3246
Document Number	0118600074
Book / Page	011860 / 000074
Instrument Date	May 26, 2017
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9615 LIBERTY RD FREDERICK MD 217013248, FREDERICK, MD 21701-3248

Mortgage

Document Number	118600079
Date	Jun 8, 2017
Book Page	011860/000079

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,324,867 (+30.89%)	$1,395,800 (+8.25%) Land $282,500 Building $1,113,300
2025	$12,615.00 (+15.87%)
2023	$10,887.00 Homeowner's exemption	$1,012,200	$1,289,400 Land $212,900 Building $1,076,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1983–2012)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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