9543 Garden St, Jacksonville, FL 32219 Property Records

Duval County property record for 9543 Garden St, Jacksonville, FL 32219

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,268 sqft · built 2019
Lot Size	0.709 acres (30,880 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Mar 2019)
Tax Bill	$4,703 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002872-3835`

Property Details

APN / Parcel Number

Primary APN	`002872-3835`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,268 sqft Living Area
Gross Area	3,147 sqft
1st Floor Area	2,268 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,880 sqft (0.709 acres)
Garage Type	Attached
Garage Area	628 sqft
Porch	Finished/Open Porch
Porch Area	251 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9543 GARDEN ST
City	JACKSONVILLE
State	FL
Zip	32219-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-80
Legal Description	69-152 17-1S-25E .72 SIERRA OAKS ESTATES LOT 7
Legal Range	25E
Legal Township	01S
Legal Section	17
Legal Subdivision	SIERRA OAKS ESTATES
Legal Block	1
Legal Lot Number	7
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1009
Census Tract	10602

Owner

9543 Garden St is owned and occupied by two individuals who bought it in March 2019.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9543 GARDEN ST, JACKSONVILLE, FL 32219-1934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 12, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 29, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on File
Deed Sale	Mar 29, 2019 · Amount on File
Deed Document Number	201969799
Deed Book / Page	18734 / 1481
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	9543 GARDEN ST, JACKSONVILLE, FL 32219-1934
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9543 GARDEN ST, JACKSONVILLE, FL 32219-1934

Mortgage

Document Number	0202642020
Date	May 5, 2022
Book Page	20264/2020
Instrument	2022120583

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	327 Months
Due	Aug 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	9543 GARDEN ST, JACKSONVILLE, FL 32219-1934
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9543 GARDEN ST, JACKSONVILLE, FL 32219-1934

Mortgage

Document Number	0195231501
Date	Jan 5, 2021
Book Page	19523/1501
Instrument	2021002521

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jun 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	9543 GARDEN ST, JACKSONVILLE, FL 32219-1934
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191021434
Date	Feb 12, 2020
Book Page	19102/1434
Instrument	2020034131

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jun 1, 2049

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 29, 2019
Property Address	9543 GARDEN ST, JACKSONVILLE, FL 32219-1934
Document Number	0187341481
Book / Page	18734 / 1481
Map Reference	MB 69 PG 152-156
Instrument Date	Mar 22, 2019
Instrument	2019069799
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9543 GARDEN ST, JACKSONVILLE, FL 32219-1934

Mortgage

Document Number	2019069800
Date	Mar 29, 2019
Instrument	2019069800

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9543 Garden St was $4,703 with a homeowner's exemption, up 6.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,678 (+2.7%)	$347,664 (+3.96%) Land $61,682 Building $285,982
2025	$4,703.00 (+6.31%) Homeowner's exemption	$284,984	$334,421 Land $55,000 Building $279,421
2024	$4,424.00 (+3.58%)
2023	$4,271.00 (+9.12%) Homeowner's exemption	$267,162 (+3%)	$320,862 (+4.31%) Land $42,000 Building $278,862
2022	$3,914.00 Homeowner's exemption	$259,381	$307,592 Land $42,000 Building $265,592

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9543 Garden St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9543 Garden St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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