Franklin County property record for 9541 Franklin St, Ferrum, VA 24088
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,272 sqft · built 1994 |
| Lot Size | 0.637 acres (27,776 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,500 (Feb 2020) |
| Tax Bill | $896 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402 00-039 01 |
| Primary APN | 402 00-039 01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,272 sqft |
| Basement Area | 1,272 sqft |
| Unfinished Basement | 1,272 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,776 sqft (0.637 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 35062 |
|---|---|
| Street Address | 9541 FRANKLIN ST |
| City | FERRUM |
| State | VA |
| Zip | 24088-4423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NZ |
| Legal Description | V E AUSTIN LOTS 1-6 |
| Legal Subdivision | V E AUSTIN SUBDIVISION |
| Legal Lot Number | 1-6 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20701 |
Source: Franklin County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9541 FRANKLIN ST, FERRUM, VA 24088-4423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Sep 22, 2026 | Gift Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Dec 19, 2025 | Gift Deed, Transfer |
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Feb 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG |
| Jun 21, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2020 · Amount on Record |
| Deed Sale | Feb 14, 2020 · Amount on Record |
| Deed Document Number | 2020985 |
| Deed Book / Page | 1134 / 2260 |
| Last Transfer Date | Sep 9, 2026 |
| Transfer Doc | 0000006231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Sep 22, 2026 |
| Property Address | 9541 FRANKLIN ST, FERRUM, VA 24088-4423 |
| Document Number | 0000006231 |
| Book / Page | 1250 / 1641 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 20266231 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | TITLE AGENCY, ADVOCUS TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9541 FRANKLIN ST, FERRUM, VA 24088-4423 |
| Document Number | 0000006232, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 1250/1645 |
| Instrument | 20266232 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Dec 19, 2025 |
| Property Address | 9541 FRANKLIN ST, FERRUM, VA 24088-4423 |
| Document Number | 0012382532 |
| Book / Page | 1238 / 2532 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 250008110 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9541 FRANKLIN ST, FERRUM, VA 24088-4423 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 9541 FRANKLIN ST, FERRUM, VA 24088-4423 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0011611406 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 1161/1406 |
| Instrument | 210003795 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Feb 14, 2020 |
| Property Address | 9541 FRANKLIN ST, FERRUM, VA 24088-4423 |
| Document Number | 0011342260 |
| Book / Page | 001134 / 002260 |
| Instrument Date | Feb 3, 2020 |
| Instrument | 985 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $113.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9541 FRANKLIN ST FERRUM VA 240884423, FERRUM, VA 24088-4423 |
| Document Number | 11342263 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 001134/002263 |
| Instrument | 986 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Jun 21, 2017 |
| Property Address | 9541 FRANKLIN ST, FERRUM, VA 24088-4423 |
| Document Number | 0010941531 |
| Book / Page | 001094 / 001531 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 3850 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 231 CHARITY VA 240880231, CHARITY, VA 24088-0231 |
Source: Franklin County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $896.00 (-8.2%) | $208,600 (+30.29%) Land $30,000 Building $178,600 | $208,600 (+30.29%) Land $30,000 Building $178,600 |
| 2023 | $976.00 | $160,100 (-) Land $23,000 Building $137,100 | $160,100 (-) Land $23,000 Building $137,100 |
| 2022 | $160,100 Land $23,000 Building $137,100 | $160,100 Land $23,000 Building $137,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVWA FERRUM WATER SYSTEM serves 1,996 people · EPA ID VA5067120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY, TOWN OF ROCKY MOUNT |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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