9540 Kingston Pl, Frederick, MD 21701 Property Records

Frederick County property record for 9540 Kingston Pl, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 1,836 sqft · built 1999
Lot Size0.095 acres (4,148 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Aug 2021)
Tax Bill$4,867 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Oct 2025 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-305440

Property Details

APN / Parcel Number

Primary APN09-305440
Alternative APNs
  • 9305440
  • 305440

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,836 sqft Living Area
Gross Area2,056 sqft
1st Floor Area1,006 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,148 sqft (0.095 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
Deck Area248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number305440
Street Address9540 KINGSTON PL
CityFREDERICK
StateMD
Zip21701-7662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 1172 SEC E1D 4,148 SQ. FT. PLAT 94 SPRING RIDGE PUD
Legal SubdivisionSPRING RDG SEC E-1D
Legal Lot Number1172
JurisdictionFREDERICK MD
Township / Civil Division9, NEW MARKET
Census Block Group1
Census Block1001
Census Tract751902

Owner

Source: Frederick County assessment roll, APN 09-305440, as of August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9540 KINGSTON PL, FREDERICK, MD 21701-7662
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Deed of Trust, Mortgage · Line of Credit
TRUST BANK
Oct 31, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 18, 2021Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2021 · Amount on Record
Deed SaleAug 18, 2021 · Amount on Record
Prior SaleSep 23, 1999 · Amount on Record
Deed Book / Page15208 / 34
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Recording DateJun 17, 2026
Property Address9540 KINGSTON PL, FREDERICK, MD 21701-7662
Document Number1791000379
Book / Page17917 / 379
Instrument DateMay 26, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address9540 KINGSTON PL, FREDERICK, MD 21701-7662

Mortgage

Document Number1791000379,
DateJun 17, 2026
Book Page17917/379
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9540 KINGSTON PL, FREDERICK, MD 21701-7662
Transaction TypeMortgage
Record UpdatedNov 13, 2025
Title CompanyUNKNOWN, TOWNSGATE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0175830399
DateOct 31, 2025
Book Page17583/399
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2045

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 18, 2021
Property Address9540 KINGSTON PL, FREDERICK, MD 21701-7662
Document Number0152080034
Book / Page15208 / 34
Map ReferenceMB 62 PL 57
Instrument DateJul 30, 2021
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyCOVENANT TITLE AND ESCROW, COVENANT TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4644 AARON CT, 4644, JEFFERSON, MD 21755-8242

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9540 KINGSTON PL, FREDERICK, MD 21701-7662

Mortgage

Document Number1520840
DateAug 18, 2021
Instrument15208/40
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll as of August 4, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,867.00 (+15.3%) Homeowner's exemption$430,933 (+16.47%)$481,600 (+18.74%) Land $130,000 Building $351,600
2023$4,221.00 Homeowner's exemption$370,000$405,600 Land $130,000 Building $275,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217519021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2018 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 407 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0100030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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