Lorain County property record for 9540 E River Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1935 |
| Square Footage | 1,396 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Garage | Detached, 528 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,842.00 (2025) |
| Primary APN | 10-00-004-130-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,396 sqft Living Area |
| 1st Floor | 813 sqft 1st Floor |
| 2nd Floor | 559 sqft 2nd Floor |
| Upper Floors | 583 sqft Upper Floors |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1935 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 528 sqft Garage |
| Deck Area | 133 sqft Deck |
|---|---|
| Patio Area | 206 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 162 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 9540 E RIVER RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6080 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 22-10-004B -163-00 |
| Legal Subdivision | CARLISLE SEC 04 |
| Legal Block | 130 |
| Legal Lot Number | 4 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 71100 |
Source: Lorain County records · APN 10-00-004-130-008
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9540 E RIVER RD, ELYRIA, OH 44035-6080 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 9540 E RIVER RD, ELYRIA, OH 44035-6080 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2021 |
| Title Company | ATI |
| Name | Verified Name |
|---|---|
| Address | 9540 E RIVER RD, ELYRIA, OH 44035-6080 |
| Document Number | 20210831196 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021-0831196 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 06, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 9540 E RIVER RD, ELYRIA, OH 44035-6080 |
| Document Number | 0000741424 |
| Instrument Date | Dec 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 9540 E RIVER RD ELYRIA OH 440356080, ELYRIA, OH 44035-6080 |
| Document Number | 0000741424 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 741424 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 09, 2049 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,842.00 | $64,640 (%) Land $14,720 Building $49,920 | $184,690 (-) Land $42,050 Building $142,640 |
| 2024 | $2,842.00 (+14.92%) | $64,642 (+30.65%) Land $14,718 Building $49,924 | $184,690 (+30.65%) Land $42,050 Building $142,640 |
| 2023 | $2,473.00 (+2.7%) | $49,477 (+2.18%) Land $16,244 Building $33,233 | $141,360 (+2.18%) Land $46,410 Building $94,950 |
| 2022 | $2,408.00 | $48,420 Land $16,240 Building $32,180 | |
| 2021 | $138,350 Land $46,410 Building $91,940 |
9540 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 15th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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