9540 Co Rd 13 N, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 9540 Co Rd 13 N, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,034 sqft · built 1998
Lot Size	0.96 acres (41,817 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (May 2017)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015540-0000`

Property Details

APN / Parcel Number

Primary APN	`015540-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	1,890 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	41,817 sqft (0.96 acres)
Lot Dimensions	420 ft deep x 100 ft wide
Garage Area	832 sqft
Parking Spaces	8 Parking Spaces
Porch	Finished Screened Porch
Porch Area	800 sqft
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9540 COUNTY ROAD 13 N
City	SAINT AUGUSTINE
State	FL
Zip	32092-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	26 PT OF CAIN GRANT LYING E OF RD 13 100 X 420FT OR4374/115
Legal Range	27E
Legal Township	06S
Legal Section	41
Legal Lot Number	26
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2008
Census Tract	21004

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9540 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Jul 1, 2020	Deed of Trust, Mortgage · Conventional with PMI R P FNDG INC
May 15, 2017	Warranty Deed, Transfer · FHA Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2017 · Amount on Record
Deed Sale	May 15, 2017 · Amount on Record
Deed Document Number	201733601
Deed Book / Page	4374 / 115
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	9540 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-2602
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	CELEBRATION TITLE GROUP, CELEBRATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9540 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-2602

Mortgage

Document Number	0053831458
Date	Oct 1, 2021
Book Page	5383/1458
Instrument	2021107480

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 1, 2041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	9540 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-2602
Document Number	0049870045
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9540 COUNTY ROAD 13 N ST AUGUSTINE FL 320922602, ST AUGUSTINE, FL 32092-2602

Mortgage

Document Number	0049870045
Date	Jul 10, 2020
Book Page	004987/000045
Instrument	55583

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jul 9, 2040

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 15, 2017
Property Address	9540 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-2602
Document Number	0043740115
Book / Page	4374 / 0115
Instrument Date	May 12, 2017
Instrument	2017033601
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ESTATE TITLE OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3355 CLAIRE LN, 3355, JACKSONVILLE, FL 32223-6677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9540 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-2602

Mortgage

Document Number	2017033602
Date	May 15, 2017
Instrument	2017033602

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,653 (+2.7%)	$517,277 (-7.24%) Land $56,880 Building $460,397
2025	$3,348.00 (+23.5%) Homeowner's exemption	$262,564 (+16.21%)	$557,627 (-7.84%) Land $125,760 Building $431,867
2024	$2,711.00 (+3.39%)
2023	$2,622.00 (+3.23%) Homeowner's exemption	$225,935 (+3%)	$605,065 (+21.4%) Land $51,610 Building $553,455
2022	$2,540.00 Homeowner's exemption	$219,354	$498,401 Land $51,610 Building $446,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	21 (2016–2022)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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