Riverside County property record for 9540 Charter Oak Ln, Riverside, CA 92503
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,636 sqft · built 1973 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,344 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 239-136-004 |
| Primary APN | 239-136-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| Gross Area | 1,671 sqft |
| 1st Floor Area | 1,636 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 054301093 |
|---|---|
| Street Address | 9540 CHARTER OAK LN |
| City | RIVERSIDE |
| State | CA |
| Zip | 92503-6230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1065 |
| Legal Description | LOT 42 MB 076/097 TR 4864 |
| Legal Subdivision | TRACT NO 4864 |
| Legal Tract | 4864 |
| Legal Lot Number | 42 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 31703 |
9540 Charter Oak Ln is owner-occupied and held in a trust since September 2008.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5236 CENTRAL AVE, 312, RIVERSIDE, CA 92504-1874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2008 |
| Transfer Doc | 0000504985 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 9540 CHARTER OAK LN, RIVERSIDE, CA 92503-6230 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 9542 CHARTER OAK LN, RIVERSIDE, CA 92503-6230 |
| Document Number | 0000719340 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021-0719340 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 9540 CHARTER OAK LN, RIVERSIDE, CA 92503-6230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000069381 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 2019-0069381 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 9540 Charter Oak Ln was $1,344 with a homeowner's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Riverside City |
| Unified School District | Riverside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,622 (+2%) Land $21,209 Building $103,413 | ||
| 2025 | $1,344.00 Homeowner's exemption | $122,180 Land $20,794 Building $101,386 | |
| 2023 | $1,293.00 (+1.97%) Homeowner's exemption | $117,438 Land $19,988 Building $97,450 | |
| 2022 | $1,268.00 | ||
| 2021 | $495,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9540 Charter Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9540 Charter Oak Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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