Sacramento County property record for 9540 Central Ave, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,615 sqft · built 1984 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,307 (2025) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage Jul 2021 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 223-0560-019-0000 |
| Primary APN | 223-0560-019-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,615 sqft Living Area |
| 1st Floor Area | 1,615 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9540 CENTRAL AVE |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-5101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-ML |
| Legal Description | SCENIC OAKS, LOT 6 |
| Legal Subdivision | SCENIC OAKS |
| Legal Lot Number | 6 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 8209 |
Source: Sacramento County records · APN 223-0560-019-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9540 CENTRAL AVE, FOLSOM, CA 95630-5101 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Reverse Mortgage ACADEMY MORTGAGE CORP |
| Jul 15, 2021 | Deed of Trust, Mortgage · Reverse Mortgage ACADEMY MORTGAGE CORP |
| Jul 15, 2021 | Deed of Trust, Mortgage · Reverse Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 13, 2006 |
| Transfer Doc | 4140000001418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 9540 CENTRAL AVE, FOLSOM, CA 95630-5101 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 9540 CENTRAL AVE, FOLSOM, CA 95630-5101 |
| Document Number | 0000001350 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 202107151350 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Jul 15, 2101 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.33% |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 9540 CENTRAL AVE, FOLSOM, CA 95630-5101 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 9540 CENTRAL AVE, FOLSOM, CA 95630-5101 |
| Document Number | 0000001349 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 202107151349 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Jul 15, 2101 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.33% |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 9540 CENTRAL AVE, FOLSOM, CA 95630-5101 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2021 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 9540 CENTRAL AVE, FOLSOM, CA 95630-5101 |
| Document Number | 7150000001350 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 20210715/1350 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.33% |
| Type Change Date | Sep 01, 2021 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $207,035 (+2%) Land $62,133 Building $144,902 | |
| 2025 | $2,307.00 (+0.17%) Homeowner's exemption | $202,976 (+4.04%) Land $60,915 Building $142,061 |
| 2024 | $2,303.00 (+2.72%) | |
| 2023 | $2,242.00 (+0.58%) Homeowner's exemption | $195,096 Land $58,550 Building $136,546 |
| 2022 | $2,229.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1986–2014) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 455 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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