9540 178th Ter, Mc Alpin, FL 32062 Property Records

Suwannee County property record for 9540 178th Ter, Mc Alpin, FL 32062

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,620 sqft · built 1999
Lot Size	4.15 acres (181,210 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Oct 2019)
Tax Bill	$2,036 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-04S-14E-03151-010500`

Property Details

APN / Parcel Number

Primary APN	`20-04S-14E-03151-010500`
Alternative APN	`03151010500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	181,210 sqft (4.15 acres)
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	03151010500
Street Address	9540 178TH TER
City	MC ALPIN
State	FL
Zip	32062-2534
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 4.16 ACRES LOT 50 CHAPEL SQUARE ORB 2146 P 309 WD YR 2020 NOTE RP#775768 & 769 YR 2000
Legal Range	14E
Legal Township	04S
Legal Section	20
Legal Subdivision	CHAPEL SQUARE
Legal Lot Number	50
Legal Unit	50
Jurisdiction	SUWANNEE FL
Township / Civil Division	MCALPIN-WELLBORN
Census Block Group	2
Census Block	2038
Census Tract	970501

Owner

9540 178th Ter, a mobile home, is owned and occupied by an individual who bought it in October 2019.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	9540 178TH TER, MC ALPIN, FL 32062-2534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Oct 18, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 12, 2019	Trustee's Deed, Construction Loan · Construction Mortgage JBBK PROPERTIES LLC
Mar 27, 2019	Trustee's Deed, Construction Loan · Construction Mortgage GERALD V & EILEEN A FRANKLIN
Mar 25, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FSB/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on File
Deed Sale	Oct 18, 2019 · Amount on File
Prior Sale	Mar 25, 2019
Deed Document Number	0002146309
Deed Book / Page	2146 / 309
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	9540 178TH TER, MC ALPIN, FL 32062-2534
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9540 178TH TER, MC ALPIN, FL 32062-2534

Mortgage

Document Number	0000239112
Date	Jun 4, 2021
Book Page	2272/452
Instrument	2021239112

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Oct 18, 2019
Property Address	9540 178TH TER, MC ALPIN, FL 32062-2534
Document Number	0000219668
Book / Page	2146 / 0309
Map Reference	MB 1 PG 296
Instrument Date	Oct 8, 2019
Instrument	2019219668
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$854.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	584 NE HIGHWAY 349, 584, OLD TOWN, FL 32680-5066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9540 178TH TER, MC ALPIN, FL 32062-2534

Mortgage

Document Number	0000000312
Date	Oct 18, 2019
Instrument	2146-0312

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SUWANNEE FL
Recording Date	Sep 12, 2019
Property Address	9540 178TH TER, MC ALPIN, FL 32062-2534
Book / Page	002139 / 000420
Instrument Date	Sep 5, 2019
Instrument	218568
Transaction Type	Construction Loan
Record Updated	Oct 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	584 NE HIGHWAY 349 OLD TOWN FL 326805066, OLD TOWN, FL 32680-5066

Mortgage

Document Number	0000218568
Date	Sep 12, 2019
Book Page	002139/000420
Instrument	218568

Lender

Name	JBBK PROPERTIES LLC
Address	1470 SE 101ST ST, TRENTON, FL 32693-3342

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 11, 2020

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SUWANNEE FL
Recording Date	Mar 27, 2019
Property Address	9540 178TH TER, MC ALPIN, FL 32062-2534
Book / Page	002108 / 000471
Instrument Date	Mar 26, 2019
Instrument	213395
Transaction Type	Construction Loan
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	584 NE HIGHWAY 349 OLD TOWN FL 326805066, OLD TOWN, FL 32680-5066

Mortgage

Document Number	0000213395
Date	Mar 27, 2019
Book Page	002108/000471
Instrument	213395

Lender

Name	GERALD V & EILEEN A FRANKLIN
Address	17174 COUNTY ROAD 136, LIVE OAK, FL 32060-5957

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 26, 2020

Interest

Rate	12%

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUWANNEE FL
Recording Date	Mar 25, 2019
Property Address	9540 178TH TER, MC ALPIN, FL 32062-2534
Document Number	0000213276
Book / Page	002108 / 000122
Instrument Date	Mar 12, 2019
Instrument	213276
Transaction Type	Foreclosure
Record Updated	Apr 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$343.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	584 NE HIGHWAY 349 OLD TOWN FL 326805066, OLD TOWN, FL 32680-5066

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	9540 178TH TER, MC ALPIN, FL 32062-2534
Document Number	0000195274
Book / Page	002001 / 000149
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9540 178TH TER MC ALPIN FL 320622534, MC ALPIN, FL 32062-2534

Mortgage

Document Number	0000195274
Date	Aug 10, 2017
Book Page	002001/000149
Instrument	195274

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LIVE OAK, FL 32064

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,648 Land $29,536 Building $91,112	$120,648 Land $29,536 Building $91,112
2024	$2,036.00 (+9.34%)
2023	$1,862.00 (+10.64%)	$107,456 (+19.82%) Land $33,696 Building $73,760	$107,456 (+19.82%) Land $33,696 Building $73,760
2022	$1,683.00	$89,678	$89,678 Land $20,592 Building $69,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9540 178th Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9540 178th Ter is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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