Union County property record for 954 Wynstone Dr, Jefferson, SD 57038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7 ba · 4,072 sqft · built 2003 |
| Lot Size | 1.61 acres (70,524 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Sep 2016) |
| Tax Bill | $10,090 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.WS.02.1026 |
| Primary APN | 17.WS.02.1026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7 Baths |
| Stories | 2 Stories |
| Building Area | 4,072 sqft Living Area |
| Basement Area | 2,696 sqft |
| Unfinished Basement | 2,696 sqft |
| Flooring | Brick |
| Interior Walls | Brick |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 70,524 sqft (1.61 acres) |
| Garage Type | Attached |
| Garage Area | 1,283 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 954 WYNSTONE DR |
|---|---|
| City | JEFFERSON |
| State | SD |
| Zip | 57038-6868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 WYNSTONE 2ND ADD PHASE 1 (1.619A) |
| Legal Range | 07W |
| Legal Township | 30N |
| Legal Section | 36 |
| Legal Subdivision | WYNSTONE 2ND ADD |
| Legal Phase | 1 |
| Legal Lot Number | 26 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 20302 |
954 Wynstone Dr is owned and occupied by an individual who bought it in September 2016.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 954 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY |
| Aug 25, 2022 | Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK OF SOUTH DAKOTA |
| Mar 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL BANK OF SOUTH DAKOTA |
| Oct 15, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2016 · Amount on File |
| Deed Sale | Sep 28, 2016 · Amount on File |
| Prior Sale | Jul 2, 2007 · Amount on File |
| Deed Document Number | 20164080 |
| Deed Book / Page | 106 / 648 |
| Prior Transfer Date | Jun 9, 2007 |
| Prior Transfer Doc | 00097/0455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 954 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000176/559 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 176/559 |
| Instrument | 202404 |
| Name | THE SECURITY NATIONAL BANK OF SIOUX CITY |
|---|---|
| Type | Bank |
| Address | SIOUX CITY, IA 51101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 954 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 954 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Document Number | 000180/623 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 180/623 |
| Instrument | 222402 |
| Name | SECURITY NATIONAL BANK OF SOUTH DAKOTA |
|---|---|
| Type | Bank |
| Address | NORTH SIOUX CITY, SD 57049 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 954 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000186/144 |
|---|---|
| Date | Mar 7, 2025 |
| Book Page | 186/144 |
| Instrument | 250478 |
| Name | SECURITY NATIONAL BANK OF SOUTH DAKOTA |
|---|---|
| Type | Bank |
| Address | 6601 S LOUISE AVE, SIOUX FALLS, SD 57108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Oct 15, 2024 |
| Property Address | 954 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
| Document Number | 000114/538 |
| Book / Page | 114 / 538 |
| Instrument Date | Oct 14, 2024 |
| Instrument | 242147 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 DAKOTA DUNES BLVD #206206, 206206, NORTH SIOUX CITY, SD 57049 |
| Name | Verified Name |
|---|---|
| Address | 954 WYNSTONE DR, JEFFERSON, SD 57038-6868 |
The 2026 property tax bill for 954 Wynstone Dr was $10,090.
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Jefferson Township |
| Unified School District | Dakota Valley School District 61-8 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $10,090.00 | $742,755 (-) Land $100,849 Building $641,906 |
| 2025 | $10,090.00 (+9.72%) | $742,755 Land $100,849 Building $641,906 |
| 2024 | $9,196.00 (+9.57%) | |
| 2023 | $8,393.00 (+12.7%) | $610,896 Land $80,395 Building $530,501 |
| 2022 | $7,447.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 954 Wynstone Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 954 Wynstone Dr is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 87% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable | 1,500 / 50 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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