954 Westgate Dr, Aurora, IL 60506 Property Records

Kane County property record for 954 Westgate Dr, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,992 sqft · built 1996
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Dec 2018)
Tax Bill	$9,037 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-17-181-011`

Property Details

APN / Parcel Number

Primary APN	`15-17-181-011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
Gross Area	3,388 sqft
Basement Area	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Construction Type	Frame
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	954 WESTGATE DR
City	AURORA
State	IL
Zip	60506-6922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSINGTON LAKES UNIT 2 LOT 88 LOT DIMENSIONS: 100.87 X 115 X 70.64 X 118.49 SUBDIVISION: KENSINGTON LAKES RANGE CODE: 001
Legal Subdivision	KENSINGTON LAKES
Legal Block	1
Legal Lot Number	88
Legal Unit	2-88
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1004
Census Tract	853006

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	954 WESTGATE DR, AURORA, IL 60506-6922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 3, 2018	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Prior Sale	May 25, 2006 · Amount on Record
Deed Document Number	201857943
Prior Transfer Date	Oct 2, 1996
Prior Transfer Doc	0000073876
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	954 WESTGATE DR, AURORA, IL 60506-6922
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO LAND AGENCY SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048004
Date	Oct 10, 2019
Instrument	2019K048004

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate	3.62%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 3, 2018
Property Address	954 WESTGATE DR, AURORA, IL 60506-6922
Document Number	0000057943
Instrument Date	Oct 17, 2018
Instrument	57943
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	954 WESTGATE DR AURORA IL 605066922, AURORA, IL 60506-6922

Mortgage

Document Number	57944
Date	Dec 3, 2018
Instrument	57944

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,037.00 (+12.64%) Homeowner's exemption	$129,673 (+9.39%) Land $23,203 Building $106,470	$389,175 (+9.39%) Land $69,637 Building $319,538
2024		$118,542 (+22.66%) Land $21,211 Building $97,331	$355,768 (+22.71%) Land $63,658 Building $292,110
2022	$8,023.00 (+4.03%) Homeowner's exemption	$96,640 (+6.88%) Land $17,292 Building $79,348	$289,920 (+6.88%) Land $51,876 Building $238,044
2021	$7,712.00 Homeowner's exemption	$90,416 Land $16,099 Building $74,317	$271,248 Land $48,297 Building $222,951

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile, Watch TV.

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