Lonoke County property record for 954 Watson Ln, Lonoke, AR 72086
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,240 sqft · built 2019 |
| Lot Size | 5.38 acres (234,788 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,564 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-05381-006 |
| Primary APN | 001-05381-006 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| Year Built | Built 2019 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 234,788 sqft (5.38 acres) |
| Garage Type | Detached |
| Porch | Open Porch |
| Porch Area | 1,258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 954 WATSON LN |
|---|---|
| City | LONOKE |
| State | AR |
| Zip | 72086-8699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 SE SE SE & PT E1/2 SW SE SE |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | LONOKE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 20302 |
Source: Lonoke County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 954 WATSON LN, LONOKE, AR 72086-8699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jan 11, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF ENGLAND |
| Dec 11, 2023 | Deed of Trust, Mortgage · Commercial Mortgage AGHERITAGE FARM CREDIT SERVICES ACA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2019 |
| Deed Sale | Aug 21, 2019 |
| Deed Document Number | 2019-008294 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 954 WATSON LN, LONOKE, AR 72086-8699 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 954 WATSON LN, LONOKE, AR 72086-8699 |
| Document Number | 0000002257 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 2026/2257 |
| Instrument | 2026-02257 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 954 WATSON LN, LONOKE, AR 72086-8699 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|---|
| Address | 902 WATSON LN, LONOKE, AR 72086-8699 |
| Document Number | 0000000263 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 2024/263 |
| Instrument | 2024-00263 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LONOKE, AR 72086 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 954 WATSON LN, LONOKE, AR 72086-8699 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 954 WATSON LN, LONOKE, AR 72086-8699 |
| Document Number | 0000010771 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 2023/10771 |
| Instrument | 2023-10771 |
| Name | AGHERITAGE FARM CREDIT SERVICES ACA |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 1, 2024 |
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Lonoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,330 (-) Land $1,270 Building $41,060 | ||
| 2024 | $1,564.00 (+0.45%) | ||
| 2023 | $1,557.00 Homeowner's exemption | $42,330 Land $1,270 Building $41,060 | $211,650 Land $6,350 Building $205,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (2008–2011) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Associated Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of Arkansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734 |
|---|---|
| Water Source | Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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