954 W Mountain Rd, Cascade, ID 83611 Property Records

Valley County property record for 954 W Mountain Rd, Cascade, ID 83611

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,752 sqft · built 2023
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Trust Names on File
Last Sale	$505,000 (Aug 2026)
Tax Bill	$1,641 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP000120020010`

Property Details

APN / Parcel Number

Primary APN	`RP000120020010`
Alternative APN	`734100`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,752 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	1,600 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Attached
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	954 W MOUNTAIN RD
City	CASCADE
State	ID
Zip	83611-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASPEN SUBDIVISION LOT 1 BLOCK 2
Legal Subdivision	ASPEN SUBDIVISION
Legal Block	2
Legal Lot Number	1
Jurisdiction	VALLEY ID
Township / Civil Division	CASCADE
Census Block Group	4
Census Block	4022
Census Tract	970100

Owner

954 W Mountain Rd is owner-occupied and held in a trust since August 2026.

Source: Valley County records, as of September 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	954 W MOUNTAIN RD, CASCADE, ID 83611-5018
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · Conventional Mortgage MODERN MORTGAGE
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CREDIT UNION ICCU
Apr 24, 2023	Deed of Trust, Mortgage · Construction Mortgage IDAHO CENTRAL CU
May 24, 2017	Warranty Deed, Transfer AMERITITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Feb 3, 2025 · Amount on File
Deed Document Number	20264500
Prior Transfer Date	Mar 12, 2010
Prior Transfer Doc	0000350960
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALLEY ID
Recording Date	Aug 21, 2026
Property Address	954 W MOUNTAIN RD, CASCADE, ID 83611-5018
Document Number	0000004500
Instrument Date	Aug 4, 2026
Instrument	20264500
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	954 W MOUNTAIN RD, CASCADE, ID 83611-5018

Mortgage

Document Number	0000004501,
Date	Aug 21, 2026
Instrument	20264501

Lender

Name	MODERN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	954 W MOUNTAIN RD, CASCADE, ID 83611-5018
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 W MOUNTAIN ROAD, BOISE, ID 83709

Mortgage

Document Number	2026001360
Date	Mar 20, 2026
Instrument	2026-001360

Lender

Name	IDAHO CENTRAL CREDIT UNION ICCU
Address	PO BOX 2469, POCATELLO, ID 83206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	145 Months
Due	Apr 1, 2038

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VALLEY ID
Property Address	954 W MOUNTAIN RD, CASCADE, ID 83611-5018
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	NOT AVAILABLE, VENTURE TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6238 W EDGEWATER DR, BOISE, ID 83709-1031

Mortgage

Document Number	0000456618
Date	Apr 24, 2023
Instrument	456618

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	19 Months
Due	Nov 1, 2024

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VALLEY ID
Recording Date	May 24, 2017
Property Address	954 W MOUNTAIN RD, CASCADE, ID 83611-5018
Document Number	406132
Instrument	406132
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	AMERITITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7291 E HAMPSHIRE LANE, BOISE, ID 83713

Tax Assessment & Valuation

The 2025 property tax bill for 954 W Mountain Rd was $1,641, up 265.5% from the year before.

Source: Valley County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Valley County
Unified School District	Cascade School District 422 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,125 (-18.7%) Land $184,265 Building $469,860	$654,125 (-18.7%) Land $184,265 Building $469,860
2025	$1,641.00 (+265.48%)	$804,617 Land $190,274 Building $614,343	$804,617 Land $190,274 Building $614,343
2024	$449.00 (-7.23%)
2023	$484.00 (-1.83%)	$190,274 Land $190,274	$190,274 Land $190,274
2022	$493.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 954 W Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 954 W Mountain Rd is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 72% of Idaho
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Ziply Fiber.

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