954 Smith Ave, Paducah, KY 42003 Property Records

McCracken County property record for 954 Smith Ave, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,960 sqft · built 2001
Lot Size	3.15 acres (137,519 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,005 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`113-40-01-018`

Property Details

APN / Parcel Number

Primary APN	`113-40-01-018`
Alternative APN	`121865`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,960 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	137,519 sqft (3.15 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	121865
Street Address	954 SMITH AVE
City	PADUCAH
State	KY
Zip	42003-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-3-28,28A,23,24 3.157 AC SMITH AVE L2B
Legal Lot Number	2B
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	1
Census Block	1002
Census Tract	31000

Owner

Source: McCracken County records · APN 113-40-01-018

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	954 SMITH AVE, PADUCAH, KY 42003-2153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0001423387
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Property Address	954 SMITH AVE, PADUCAH, KY 42003-2153
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 SMITH AVE, PADUCAH, KY 42003-2153

Mortgage

Document Number	0M1869/580
Date	Feb 18, 2026
Book Page	M1869/580
Instrument	733625

Lender

Name	MORTGAGEPROS LLC
Type	Mortgage Company
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: McCracken County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,005.00 (-0.35%) Disabled Person's exemption Veteran's exemption	$253,000 (-)	$253,000 (-)
2023	$2,012.00 (-4.33%) Disabled Person's exemption Veteran's exemption	$253,000 (+19.06%)	$253,000 (+19.06%)
2022	$2,103.00 Disabled Person's exemption Veteran's exemption	$212,500	$212,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Most Recent Claim	Dec 2002 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 37 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PADUCAH WATER WORKS serves 65,004 people
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.