954 Shady Tree Ln, Wheeling, IL 60090 Property Records

Cook County property record for 954 Shady Tree Ln, Wheeling, IL 60090

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,350 sqft · built 1985
Lot Size	0.158 acres (6,865 sqft)
Owner	Individual Name on Record
Tax Bill	$6,885 (2023)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-15-215-049`

Property Details

APN / Parcel Number

Primary APN	`03-15-215-049`
Alternative APN	`03-15-215-049-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,865 sqft (0.158 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	954 SHADY TREE LN
City	WHEELING
State	IL
Zip	60090-5725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 106 IN LEMKE FARMS SUB UNIT 1 E 2 NE4 OF SEC15 T42N R11E 3P
Legal Range	11E
Legal Township	42N
Legal Section	15
Legal Subdivision	LEMKE FARMS
Legal Lot Number	106
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	1
Census Block	1014
Census Tract	803014

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	954 SHADY TREE LN, WHEELING, IL 60090-5725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Apr 13, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Sep 14, 2026
Property Address	954 SHADY TREE LN, WHEELING, IL 60090-5725
Document Number	0000010257
Instrument Date	Sep 3, 2026
Instrument	202610257
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	954 SHADY TREE LN, WHEELING, IL 60090-5725

Mortgage

Document Number	0000010257,
Date	Sep 14, 2026
Instrument	202610257

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2056

Interest

Rate	7.69%
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	954 SHADY TREE LN, WHEELING, IL 60090-5725
Document Number	1711518017
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	954 SHADY TREE LN WHEELING IL 600905725, WHEELING, IL 60090-5725

Mortgage

Document Number	1711518017
Date	Apr 25, 2017
Instrument	11518017

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.24%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Prospect Heights School District 23 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,001 (+33.91%) Land $8,925 Building $30,076	$390,010 (+33.91%) Land $89,250 Building $300,760
2023	$6,885.00 (+5.57%)
2022	$6,522.00 Homeowner's exemption Senior Citizen's exemption	$29,124 Land $7,551 Building $21,573	$291,240 Land $75,510 Building $215,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband, T-Mobile.

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