954 S Central Dr, Lorain, OH 44052 Property Records

Lorain County property record for 954 S Central Dr, Lorain, OH 44052

Property Summary

Property Type	Apartments (5+ Units)
Details	5,148 sqft · built 1943
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Sep 2021)
Tax Bill	$4,456 (2025)
Deeds & Mortgages	Dec 2018 Sale May 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-160-010`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-160-010`

Interior

Stories	2 Stories
Building Area	5,148 sqft Living Area
1st Floor Area	3,276 sqft

Exterior

Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	193 ft deep x 177 ft wide
View / Lot	Primary
Porch	Porch
Porch Area	424 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	954 S CENTRAL DR
City	LORAIN
State	OH
Zip	44052-4954
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	CENTRAL PARK HOMES 177.28 X 193
Legal Subdivision	CENTRAL PARK HOMES
Legal Tract	01
Legal Block	160
Legal Lot Number	43
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2012
Census Tract	23300

Owner

Source: Lorain County assessment roll, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	874 EL DORADO ST, CHICO, CA 95928-4123
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Warranty Deed, Transfer
May 25, 2018	Warranty Deed, Transfer · Line of Credit FIRST MERCHANTS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Dec 3, 2018 · Amount on Record
Deed Document Number	2021840205
Record Updated	Sep 20, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 3, 2018
Property Address	954 S CENTRAL DR, LORAIN, OH 44052-4954
Document Number	0000697002
Instrument Date	Dec 2, 2018
Instrument	697002
Transaction Type	Transfer
Record Updated	Dec 14, 2018

Transaction

Amount	Amount Recorded
Tax	$99.29
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 42572 INDIANAPOLIS IN 462420572, INDIANAPOLIS, IN 46242-0572

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 25, 2018
Property Address	954 S CENTRAL DR, LORAIN, OH 44052-4954
Document Number	0000673774
Instrument Date	May 24, 2018
Instrument	673774
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ERIEVIEW TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	954 S CENTRAL DR LORAIN OH 440524954, LORAIN, OH 44052-4954

Mortgage

Document Number	673775
Date	May 25, 2018
Instrument	673775

Lender

Name	FIRST MERCHANTS BK
Type	Bank
Address	FORT WAYNE, IN 46825

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 24, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,456.00 (-2.34%)
2024	$4,563.00 (+51.54%)	$71,442 (+86.39%) Land $11,253 Building $60,190	$204,120 (+86.39%) Land $32,150 Building $171,970
2023	$3,011.00	$38,329 Land $9,377 Building $28,952	$109,510 Land $26,790 Building $82,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Cogeco Cable Holdings II.

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