954 Rusty Ln, Mathias, WV 26812 Property Records

Hardy County property record for 954 Rusty Ln, Mathias, WV 26812

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,911 sqft · built 2002
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Sep 2026)
Tax Bill	$653 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-447-0046.0002`

Property Details

APN / Parcel Number

Primary APN	`02-447-0046.0002`
Alternative APN	`16-02-447-0046.0002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,911 sqft Living Area
1st Floor Area	2,504 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Rustic
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	954 RUSTY LN
City	MATHIAS
State	WV
Zip	26812-8276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST OF LOST CITY TR 3-C 10.00 ACRES DELAWDER
Legal Subdivision	WEST OF LOST CITY
Jurisdiction	HARDY WV
Township / Civil Division	LOST RIVER
Census Block Group	2
Census Block	2006
Census Tract	970202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the New Deal Resources in Lost River State Park Historic District listed 2011 · 142 contributing resources · NRIS 10001226

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hardy County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	954 RUSTY LN, MATHIAS, WV 26812-8276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE
May 27, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Deed Document Number	2026245703
Deed Book / Page	387 / 1
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDY WV
Recording Date	Sep 16, 2026
Property Address	954 RUSTY LN, MATHIAS, WV 26812-8276
Document Number	0000245703
Book / Page	387 / 1
Instrument Date	Sep 15, 2026
Instrument	2026245703
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,650.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 RUSTY LN, MATHIAS, WV 26812-8276

Mortgage

Document Number	0000245703,
Date	Sep 16, 2026
Book Page	368/178
Instrument	2026245703

Lender

Name	ALCOVA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HARDY WV
Recording Date	May 27, 2026
Property Address	954 RUSTY LN, MATHIAS, WV 26812-8276
Document Number	0000244436
Book / Page	385 / 172
Instrument Date	Apr 30, 2026
Instrument	2026244436
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 RUSTY LN, MATHIAS, WV 26812-8276

Tax Assessment & Valuation

Source: Hardy County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hardy County
Unified School District	Hardy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$653.00 (+3.65%)	$105,010 (+2.93%) Land $18,310 Building $86,700	$175,017 (+2.95%) Land $30,517 Building $144,500
2025	$630.00 (+5.88%) Homeowner's exemption	$102,020 (+5.13%) Land $17,480 Building $84,540	$170,000 (+5.13%) Land $29,100 Building $140,900
2023	$595.00 Homeowner's exemption	$97,040 Land $17,480 Building $79,560	$161,700 Land $29,100 Building $132,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 81% of West Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hardy Telecommunications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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