Ventura County property record for 954 Ruby Ave, Ventura, CA 93004
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,423 sqft · built 1984 |
| Lot Size | 0.114 acres (4,953 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,904 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jan 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 087-0-162-405 |
| Primary APN | 087-0-162-405 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,423 sqft Living Area |
| 1st Floor Area | 1,423 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 4,953 sqft (0.114 acres) |
| Lot Dimensions | 105 ft deep x 47 ft wide |
| Garage Area | 509 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 954 RUBY AVE |
|---|---|
| City | VENTURA |
| State | CA |
| Zip | 93004-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD-6 |
| Legal Description | TRACT: 368000 LOT: 45 REF: 95 MR 1 |
| Legal Subdivision | 3680 |
| Legal Tract | 368000 |
| Legal Block | 162 |
| Legal Lot Number | 45 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | VENTURA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1401 |
954 Ruby Ave is owner-occupied and held in a trust since January 2023.
Source: Ventura County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 954 RUBY AVE, VENTURA, CA 93004-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 17, 2023 | Intrafamily Transfer, Transfer · Reverse Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2023 |
| Deed Sale | Jan 17, 2023 |
| Prior Sale | Oct 25, 2013 · Amount on File |
| Deed Document Number | 20232634 |
| Prior Transfer Date | Dec 30, 2022 |
| Prior Transfer Doc | 0000002634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 954 RUBY AVE, VENTURA, CA 93004-4001 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2023 |
| Title Company | PRIORITY TITLE CAMARILLO |
| Name | Verified Name |
|---|---|
| Address | 954 RUBY AVE, VENTURA, CA 93004-4001 |
| Document Number | 0000119046 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 2022000119046 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Oct 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Jan 17, 2023 |
| Property Address | 954 RUBY AVE, VENTURA, CA 93004-4001 |
| Document Number | 0000002634 |
| Map Reference | MB 95 PG 1-9 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023000002634 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | PRIORITY TITLE CAMARILLO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 954 RUBY AVE, VENTURA, CA 93004-4001 |
| Document Number | 0000002635 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 2023000002635 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 919 Months |
| Due | Aug 18, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.98% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.9% |
The 2025 property tax bill for 954 Ruby Ave was $3,904 with a homeowner's exemption, up 1.2% from the year before.
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | San Buenaventura (Ventura) City |
| Unified School District | Ventura Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $368,769 (+2%) Land $232,562 Building $136,207 | |
| 2025 | $3,904.00 (+1.17%) | $361,539 Land $228,002 Building $133,537 |
| 2024 | $3,859.00 (+1.15%) | |
| 2023 | $3,815.00 (+7.56%) Homeowner's exemption | $347,500 Land $219,148 Building $128,352 |
| 2022 | $3,547.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 954 Ruby Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 954 Ruby Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VENTURA WATER DEPARTMENT serves 112,285 people · EPA ID CA5610017 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Also Mapped Here | UNITED WTR CONS DIST |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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