954 Rte 20, Cairo, NY 12413 Property Records

Greene County and Durham Town property record for 954 Rte 20, Cairo, NY 12413

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,128 sqft · built 1939
Lot Size	8.5 acres (370,260 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2024)
Tax Bill	$5,037 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`193000 65.01-1-8`

Property Details

APN / Parcel Number

Primary APN	`193000 65.01-1-8`
Alternative APN	`300006500100010080000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,128 sqft Living Area
1st Floor Area	1,064 sqft
2nd Floor Area	1,064 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	370,260 sqft (8.5 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	556 sqft
Shed	1 Shed
Canopy	317 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	954 ROUTE 20
City	CAIRO
State	NY
Zip	12413-2053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	GREENE NY
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2053
Census Tract	80202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Susquehannah Turnpike listed 1974 · 13 contributing resources · NRIS 74001241

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Greene County and Durham Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 RUMSON RD, STATEN ISLAND, NY 10314-5915
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 22, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2024 · Amount on Record
Deed Sale	Aug 14, 2024 · Amount on Record
Prior Sale	Feb 22, 2023 · Amount on Record
Deed Document Number	2024D2024-1756
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE NY
Property Address	954 RT 20, EAST DURHAM, NY 12423
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M20224265
Date	Nov 15, 2022
Instrument	M2022-4265

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE NY
Recording Date	Feb 22, 2023
Property Address	954 RT 20, EAST DURHAM, NY 12423
Document Number	00D2023493
Instrument Date	Feb 21, 2023
Instrument	D2023-493
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 BANK ST APT 3, 3, NEW YORK, NY 10014-5921

Tax Assessment & Valuation

Source: Greene County and Durham Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Durham Town
Unified School District	Cairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,037.00	$132,000 (-) Land $27,000 Building $105,000	$300,000 (-2.28%) Land $61,364 Building $238,636
2023		$132,000 Land $27,000 Building $105,000	$307,000 Land $62,795 Building $244,205

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1980–2011)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Fiber · Cable	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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