St. Johns County property record for 954 Pearl St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1981 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jan 2022) |
| Tax Bill | $2,608 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 117610-0170 |
| Primary APN | 117610-0170 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 954 PEARL ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-9544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 3-47 AFRO AMERICAN SUB OF BLK 95 DANCY TRACT LOTS 17 & 18 OR5479/1598 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | AFRO-AMERICAN SUBDIVISON OF THE DANCY TR |
| Legal Block | 95 |
| Legal Lot Number | 17,18 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21003 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 954 PEARL ST, SAINT AUGUSTINE, FL 32084-9544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NATIONWIDE MORTGAGE COMPAN |
| Aug 12, 2021 | Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on Record |
| Deed Sale | Jan 28, 2022 · Amount on Record |
| Prior Sale | Aug 12, 2021 · Amount on Record |
| Deed Document Number | 202210030 |
| Deed Book / Page | 5479 / 1598 |
| Prior Transfer Date | Jul 14, 2004 |
| Prior Transfer Doc | 0000053676 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 28, 2022 |
| Property Address | 954 PEARL ST, SAINT AUGUSTINE, FL 32084-9544 |
| Document Number | 0054791598 |
| Book / Page | 5479 / 1598 |
| Map Reference | MB 3 PG 47 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2022010030 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3472 KINGS RD S, 3472, ST AUGUSTINE, FL 32086-5078 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 954 PEARL ST, ST AUGUSTINE, FL 32084-9544 |
| Document Number | 0054791600 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 5479/1600 |
| Name | AMERICAN NATIONWIDE MORTGAGE COMPAN |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 12, 2021 |
| Property Address | 954 PEARL ST, SAINT AUGUSTINE, FL 32084-9544 |
| Document Number | 0053411426 |
| Book / Page | 5341 / 1426 |
| Map Reference | MB 3 PG 47 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 2021089136 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 887 W 3RD ST, 887, ST AUGUSTINE, FL 32084-0589 |
| Name | Verified Name |
|---|---|
| Address | 3472 KINGS RD S, ST AUGUSTINE, FL 32086-5078 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,575 (+2.7%) | $218,258 (+5.45%) Land $60,000 Building $158,258 | |
| 2025 | $2,608.00 (+11.6%) Homeowner's exemption | $206,986 (+4.05%) | $206,986 (+4.05%) Land $60,000 Building $146,986 |
| 2024 | $2,337.00 (+2.14%) | ||
| 2023 | $2,288.00 (-7.22%) Homeowner's exemption | $198,938 (+14.7%) | $198,938 (+14.7%) Land $52,800 Building $146,138 |
| 2022 | $2,466.00 | $173,447 | $173,447 Land $36,400 Building $137,047 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 3 (1996–2001) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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