954 Oak Tree, Harrah, OK 73045 Property Records

Oklahoma County property record for 954 Oak Tree, Harrah, OK 73045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,996 sqft · built 2020
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Sep 2020)
Tax Bill	$3,333 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2137-12-209-1440`

Property Details

APN / Parcel Number

Primary APN	`2137-12-209-1440`
Alternative APNs	`R122091440` `122091440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,996 sqft Living Area
1st Floor Area	1,996 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
View / Lot	Irregular Lot
Garage Type	Attached
Garage Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R122091440
Street Address	954 OAK TREE
City	HARRAH
State	OK
Zip	73045-5603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUSH CREEK SEC I 006 002
Legal Range	01E
Legal Township	12N
Legal Section	35
Legal Subdivision	BRUSH CREEK SEC I
Legal Block	6
Legal Lot Number	2
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	2
Census Block	2000
Census Tract	109003

Owner

Source: Oklahoma County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	954 OAK TREE, HARRAH, OK 73045-5603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed of Trust, Mortgage · VA Mortgage STRIDE BANK NA
Sep 28, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/OK INC
Sep 22, 2020	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage CORNERSTONE HOME LENDING INC
Sep 25, 2019	Quit Claim Deed, Transfer · Construction Mortgage BANCFIRST
Mar 1, 2019	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE/OK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	202011399970
Deed Book / Page	14484 / 1840
Prior Transfer Date	Sep 24, 2019
Prior Transfer Doc	0011338700
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	954 OAK TREE, HARRAH, OK 73045-5603
Transaction Type	Mortgage
Record Updated	Apr 4, 2023
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001028147
Date	Mar 8, 2023
Book Page	15402/1539
Instrument	2023030801028147

Lender

Name	STRIDE BANK NA
Type	Bank
Address	OKLAHOMA CITY, OK 73142

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 28, 2020
Property Address	954 OAK TREE, HARRAH, OK 73045-5603
Document Number	0144911008
Book / Page	014491 / 001008
Instrument Date	Sep 18, 2020
Instrument	11438550
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	STEWART TITLE, STEWART TITLE/OK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	954 OAK TREE HARRAH OK 73045, HARRAH, OK 73045

September 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 22, 2020
Property Address	954 OAK TREE, HARRAH, OK 73045-5603
Document Number	0011399970
Book / Page	14484 / 1840
Instrument Date	Sep 18, 2020
Instrument	20200922011399970
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2022
Title Company	STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10601 SE 15TH ST, 10601, MIDWEST CITY, OK 73130-6015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 OAK TREE, HARRAH, OK 73045-5603

Mortgage

Document Number	0011399980
Date	Sep 22, 2020
Book Page	14484/1842
Instrument	20200922011399980

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 25, 2019
Property Address	954 OAK TREE, HARRAH, OK 73045-5603
Document Number	0141400625
Book / Page	014140 / 000625
Instrument Date	Sep 24, 2019
Instrument	11338700
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	STEWART TITLE, STEWART TITLE/OK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 OLD LANTERN WAY CHOCTAW OK 730209745, CHOCTAW, OK 73020-9745

Mortgage

Document Number	141400626
Date	Sep 25, 2019
Book Page	014140/000626
Instrument	11338710

Lender

Name	BANCFIRST
Type	Bank
Address	MIDWEST CITY, OK 73110

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 24, 2020

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Mar 1, 2019
Property Address	954 OAK TREE, HARRAH, OK 73045-5603
Document Number	0139601749
Book / Page	013960 / 001749
Instrument Date	Feb 25, 2018
Instrument	10262090
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	STEWART TITLE, STEWART TITLE/OK INC

Transaction

Amount	Amount Recorded
Tax	$172.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 OLD LANTERN WAY CHOCTAW OK 730209745, CHOCTAW, OK 73020-9745
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Harrah City
Unified School District	Harrah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,333.00 (+5.01%)	$30,136 (+10.25%) Land $4,708 Building $25,428	$312,500 (+25.75%) Land $48,825 Building $263,675
2024	$3,174.00 (+18.65%)
2023	$2,675.00	$27,335 Land $5,370 Building $21,965	$248,500 Land $48,825 Building $199,675

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRAH serves 4,190 people · EPA ID OK2005506
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Airosurf Communications Fixed Wireless	250 / 50
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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