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  5. Midpoint Dr

954 Midpoint Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 954 Midpoint Dr, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,676 sqft · built 1999
Lot Size0.189 acres (8,276 sqft)
Owner2 Owner Names on File
Last Sale$254,900 (Apr 2013)
Tax Bill$5,292 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT992400241

Property Details

APN / Parcel Number

Primary APNT992400241
Alternative APN
  • 2-0060-8030-00-0183.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,676 sqft Living Area
1st Floor Area1,455 sqft
Basement Area1,361 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area8,276 sqft (0.189 acres)
TerrainRolling
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area12 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT992400241
Old Parcel NumberT992400241
Street Address954 MIDPOINT DR
CityO FALLON
StateMO
Zip63366-5911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK #5 LOT 183
Legal Range03E
Legal Township47N
Legal SubdivisionTURTLE CREEK #5
Legal Lot Number183
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group2
Census Block2009
Census Tract311712

Owner

Source: St. Charles County records · APN T992400241

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address954 MIDPOINT DR, O FALLON, MO 63366-5911
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jan 12, 2021Deed of Trust, Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2013 · Amount on Record
Deed SaleApr 24, 2013 · Amount on Record
Prior SaleOct 04, 2000
Deed Document Number0006004549
Deed Book / Page6004 / 549
Record UpdatedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address954 MIDPOINT DR, O FALLON, MO 63366-5911
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071610797
DateOct 11, 2019
Book Page7161/0797
Instrument20191011000573280
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term356 Months
DueJun 11, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address954 MIDPOINT DR, O FALLON, MO 63366-5911
Document Number0000006002
Instrument DateJan 12, 2021
Transaction TypeMortgage
Record UpdatedMar 30, 2021
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address954 MIDPOINT DR O FALLON MO 633665911, O FALLON, MO 63366-5911

Mortgage

Document Number0000006002
DateJan 21, 2021
Instrument6002
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueJan 20, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,292.00$82,588 (+9.99%)$434,676 (+9.99%) Land $80,002 Building $354,674
2023$75,085
2022$395,183 Land $65,000 Building $330,183

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims22 (1981–2022)
Claims Outside the SFHA6 of 22
Most Recent ClaimJul 2022, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jul 2022 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, May 2019 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 446 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Gateway Fiber Holdings, Brightspeed, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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