Kane County property record for 954 Mesa Dr, Elgin, IL 60123 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,524 sqft Living Area |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $246,000 (2022) |
| Tax Bill | $5,869.00 (2025) |
| Primary APN | 06-28-176-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,524 sqft Living Area |
| Gross Area | 2,133 sqft Gross Area |
| Basement Area | 609 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment Style |
| Construction Type | Frame Construction |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 954 MESA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6577 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SIERRA RIDGE CONDOMINIUM UNIT 452D |
| Legal Subdivision | SIERRA RIDGE CONDO |
| Legal Block | 3 |
| Legal Unit | 452D |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 851908 |
Source: Kane County records · APN 06-28-176-005
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 954 MESA DR, ELGIN, IL 60123-6577 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 17, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 03, 2022 · Amount on Record |
| Deed Sale | May 03, 2022 · Amount on Record |
| Prior Sale | Jun 04, 2014 · Amount on Record |
| Deed Doc Number | 202223906 |
| Prior Transfer Date | Jan 16, 2019 |
| Prior Transfer Doc | 0000002401 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 03, 2022 |
| Property Address | 954 MESA DR, ELGIN, IL 60123-6577 |
| Document Number | 0000023906 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022K023906 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $246.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 954 MESA DR # 452D, 452D, ELGIN, IL 60123-6577 |
| Document Number | 0000023907 |
|---|---|
| Date | May 03, 2022 |
| Instrument | 2022K023907 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Number | 0000023908 |
|---|---|
| Date | May 03, 2022 |
| Instrument | 2022K023908 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 954 MESA DR, ELGIN, IL 60123-6577 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000049262 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020K049262 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 17, 2019 |
| Property Address | 954 MESA DR, ELGIN, IL 60123-6577 |
| Document Number | 0000002401 |
| Instrument Date | Jan 16, 2019 |
| Instrument | 2401 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 954 MESA DR ELGIN IL 601236577, ELGIN, IL 60123-6577 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,869.00 (+15.83%) Homeowner's exemption | $84,930 (+8.57%) Land $17,968 Building $66,962 | $254,892 (+8.57%) Land $53,926 Building $200,966 |
| 2024 | $78,226 (+21.39%) Land $16,550 Building $61,676 | $234,772 (+21.44%) Land $49,670 Building $185,102 | |
| 2022 | $5,067.00 (+4.71%) Homeowner's exemption | $64,441 (+6.96%) Land $13,634 Building $50,807 | $193,323 (+6.96%) Land $40,902 Building $152,421 |
| 2021 | $4,839.00 Homeowner's exemption | $60,248 Land $12,747 Building $47,501 | $180,744 Land $38,241 Building $142,503 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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