954 Laurel Cir, Sebastian, FL 32976 Property Records

Brevard County property record for 954 Laurel Cir, Sebastian, FL 32976

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 864 sqft · built 1976
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Dec 2023)
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-38-10-JU-115-5`

Property Details

APN / Parcel Number

Primary APN	`30-38-10-JU-115-5`
Alternative APNs	`30-38-10-JU-00115.0-0005.00` `3005075`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	80 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Porch	Enclosed Porch
Porch Area	144 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3005075
Street Address	954 LAUREL CIR
City	SEBASTIAN
State	FL
Zip	32976-7299
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	TRC1
Legal Description	BAREFOOT BAY UNIT 2 PART 12 LOT 5 BLK 115
Legal Range	38E
Legal Township	30S
Legal Section	10
Legal Subdivision	BAREFOOT BAY UNIT 2 PART 12
Legal Block	115
Legal Lot Number	5
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	MALABAR
Census Block Group	2
Census Block	2016
Census Tract	65237

Owner

954 Laurel Cir, a mobile home, is owned and occupied by an individual who bought it in December 2023.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	954 LAUREL CIR, SEBASTIAN, FL 32976-7299
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit ELGA CREDIT UNION
Dec 18, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 19, 2023	Warranty Deed, Transfer PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2023 · Amount on File
Deed Sale	Dec 18, 2023 · Amount on File
Prior Sale	Dec 1, 2009 · Amount on File
Deed Document Number	2023263878
Deed Book / Page	9955 / 129
Prior Transfer Date	Jun 21, 2011
Prior Transfer Doc	0064131036
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Jun 15, 2026
Property Address	954 LAUREL CIR, SEBASTIAN, FL 32976-7299
Document Number	0000121550
Book / Page	10651 / 1702
Instrument Date	Jun 12, 2026
Instrument	2026121550
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	954 LAUREL CIR, SEBASTIAN, FL 32976-7299

Mortgage

Document Number	0000121550,
Date	Jun 15, 2026
Book Page	10651/1702
Instrument	2026121550

Lender

Name	ELGA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 18, 2023
Property Address	954 LAUREL CIR, BAREFOOT BAY, FL 32976-7299
Document Number	0099550129
Book / Page	9955 / 129
Map Reference	MB 22 PG 79&80
Instrument Date	Dec 15, 2023
Instrument	2023263878
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 1, 2024
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10816 WASHAM POTTS RD, CORNELIUS, NC 28031-9167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 EASTON POINT WAY, GREENWOOD, IN 46142-1890

Mortgage

Document Number	0009955130
Date	Dec 18, 2023
Instrument	9955/130

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 19, 2023
Property Address	954 LAUREL CIR, BAREFOOT BAY, FL 32976-7299
Document Number	0096992400
Book / Page	9699 / 2400
Map Reference	MB 22 PG 79&80
Instrument Date	Jan 13, 2023
Instrument	2023011608
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	PROFESSIONAL TITLE, PROFESSIONAL TTL OF TREASURE

Transaction

Amount	Amount on Record
Tax	$507.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1235 GREENLAND HAMMOCK, DELAND, FL 32720-0980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10816 WASHBURN POTTS RD, CORNELIUS, NC 28031

Tax Assessment & Valuation

The 2025 property tax bill for 954 Laurel Cir was $2,351 with a homeowner's exemption, down 0.3% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,340 (-21.06%)	$89,340 (-21.06%)
2025	$2,351.00 (-0.34%) Homeowner's exemption	$113,170	$113,170
2024	$2,359.00 (-9.02%)
2023	$2,593.00 (+10.15%)	$113,250 (+7.13%) Land $65,000 Building $48,250	$113,250 (+7.13%) Land $65,000 Building $48,250
2022	$2,354.00	$105,710 Land $57,000 Building $48,710	$105,710 Land $57,000 Building $48,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 954 Laurel Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 954 Laurel Cir is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAREFOOT BAY serves 10,290 people · EPA ID FL3050057
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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